Kenton County property record for 431 Hooper St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1920 |
| Lot Size | 0.078 acres (3,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Oct 2023) |
| Tax Bill | $522 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Dec 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 026-33-02-001.00 |
| Primary APN | 026-33-02-001.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft Finished Area |
| Gross Area | 896 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,400 sqft (0.078 acres) |
| Lot Dimensions | 100 ft deep x 34 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 431 HOOPER ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JENKINS PT LOT 26 34'X 100' SS HOOPER ST |
| Legal Subdivision | JENKINS |
| Legal Lot Number | 26 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 66900 |
431 Hooper St is owned by an individual who bought it in October 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 SOMERSET ST, LUDLOW, KY 41016-1463 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Warranty Deed, Transfer |
| Dec 10, 2018 | Warranty Deed, Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Prior Sale | Apr 26, 2005 · Amount on File |
| Deed Document Number | 2023141 |
| Deed Book / Page | 250 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2023 |
| Property Address | 431 HOOPER ST, LUDLOW, KY 41016-1429 |
| Document Number | 0005900141 |
| Book / Page | KC 250 / 498 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 23100505900141 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 EUCLID ST, LUDLOW, KY 41016-1554 |
| Name | Verified Name |
|---|---|
| Address | 432 SOMERSET ST, LUDLOW, KY 41016-1463 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 10, 2018 |
| Property Address | 431 HOOPER ST, LUDLOW, KY 41016-1429 |
| Document Number | 0000000183 |
| Book / Page | 0C6560 / 000192 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 183 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 54252 CINCINNATI OH 452540252, CINCINNATI, OH 45254-0252 |
The 2025 property tax bill for 431 Hooper St was $522.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,000 (-) Land $15,000 Building $25,000 | $40,000 (-) Land $15,000 Building $25,000 | |
| 2025 | $522.00 | $40,000 Land $10,000 Building $30,000 | $40,000 Land $10,000 Building $30,000 |
| 2023 | $514.00 (+0.78%) | $40,000 (-) Land $10,000 Building $30,000 | $40,000 (-) Land $10,000 Building $30,000 |
| 2022 | $510.00 | $40,000 Land $10,000 Building $30,000 | $40,000 Land $10,000 Building $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Hooper St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Hooper St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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