409 Hooper St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 409 Hooper St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 748 sqft · built 1915
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Dec 2023)
Tax Bill$1,371 (2025)
Deeds & MortgagesDec 2023 Sale
Nov 2023 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN026-33-02-010.00

Property Details

APN / Parcel Number

Primary APN026-33-02-010.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area748 sqft Finished Area
Gross Area788 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address409 HOOPER ST
CityLUDLOW
StateKY
Zip41016-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJENKINS PT LOT 21 25'X 100'
Legal SubdivisionJENKINS
Legal Lot Number21
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3001
Census Tract66900

Owner

409 Hooper St is owned by an individual who bought it in December 2023.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4815 N EMERALD CT, MAIZE, KS 67101-8704
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Nov 17, 2023Warranty Deed, Transfer
Sep 28, 2018Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2023 · Amount on File
Deed SaleDec 15, 2023 · Amount on File
Prior SaleNov 17, 2023 · Amount on File
Deed Document Number20239
Deed Book / Page261 / 278
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2023
Property Address409 HOOPER ST, LUDLOW, KY 41016-1429
Document Number0005900009
Book / PageKC 261 / 278
Map ReferencePL 343
Instrument DateDec 13, 2023
Instrument23121505900009
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 AUDUBON RD, LA CANADA FLINTRIDGE, CA 91011

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 N EMERALD CT, MAIZE, KS 67101-8704

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 17, 2023
Property Address409 HOOPER ST, LUDLOW, KY 41016-1429
Document Number0005900160
Book / PageKC 257 / 733
Map ReferencePL 343
Instrument DateOct 23, 2023
Instrument23111705900160
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1196 W PARK AVE, WASHINGTON, UT 84780-4710

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 AUDUBON RD, PARK HILLS, KY 41011-1902

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 28, 2018
Property Address409 HOOPER ST, LUDLOW, KY 41016-1429
Document Number0000000088
Book / Page0C6510 / 000342
Instrument DateSep 21, 2018
Instrument88
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
Tax$52.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1196 W PARK AVE WASHINGTON UT 847804710, WASHINGTON, UT 84780-4710

Tax Assessment & Valuation

The 2025 property tax bill for 409 Hooper St was $1,371.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,000 (-) Land $15,000 Building $90,000$105,000 (-) Land $15,000 Building $90,000
2025$1,371.00$105,000 Land $10,000 Building $95,000$105,000 Land $10,000 Building $95,000
2023$772.00 (+0.92%)$60,000 (-) Land $10,000 Building $50,000$60,000 (-) Land $10,000 Building $50,000
2022$765.00$60,000 Land $10,000 Building $50,000$60,000 Land $10,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Hooper St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Hooper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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