407 Hooper St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 407 Hooper St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,196 sqft · built 1915
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on Record
Tax Bill$783 (2025)
Flood ZoneZone AE (high risk)
APN026-33-02-011.00

Property Details

APN / Parcel Number

Primary APN026-33-02-011.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Finished Area
Gross Area1,340 sqft

Exterior

Year BuiltBuilt 1915
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions100 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0263302011.00
Street Address407 HOOPER ST
CityLUDLOW
StateKY
Zip41016-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJENKINS PT LOT 20 37.5'X 100' SS HOOPER 62.5' W KENNER
Legal SubdivisionJENKINS
Legal Lot Number20 37
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3001
Census Tract66900

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5973 RIPPLE CREEK RD, COLD SPRING, KY 41076-1983
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2025
Deed SaleJun 6, 2025
Prior SaleOct 2, 2012 · Amount on Record
Deed Document Number0004966113
Deed Book / Page4966 / 113
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$783.00 (+1.42%)$60,000 (-) Land $10,000 Building $50,000$60,000 (-) Land $10,000 Building $50,000
2023$772.00$60,000 Land $10,000 Building $50,000$60,000 Land $10,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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