431 Harbour Town Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 431 Harbour Town Ln, Ormond Beach, FL 32174 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1995
Lot Size	0.36 acres (15,688 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Jul 2023)
Tax Bill	$6,077 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`3111-01-00-0610`

Property Details

APN / Parcel Number

Primary APN	`3111-01-00-0610`
Alternative APNs	`31131101000610` `11133101000610` `5055566.0` `5055566`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,762 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	15,688 sqft (0.36 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	124 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5055566
Street Address	431 HARBOUR TOWN LN
City	ORMOND BEACH
State	FL
Zip	32174-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 PLANTATION BAY SEC 1B-V UNIT 1 MB 42 PGS 72-74 INC PER OR 4778 PG 4223 PER OR 6563 PG 1562 PER OR 6781 PG 3485 PER OR 7278 PG 4236 PER OR 8432 PG 1267 PER OR 8611 PG 4046
Legal Range	31E
Legal Township	13S
Legal Section	11
Legal Subdivision	PLANTATION BAY
Legal Tract	01
Legal Lot Number	61
Legal Unit	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2003
Census Tract	80102

Owner

Source: Volusia County records · APN 3111-01-00-0610

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	2023142385
Deed Book / Page	8432 / 1267
Last Transfer Date	Sep 19, 2024
Transfer Doc	0086114046
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 13, 2023
Property Address	431 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9247
Document Number	0084321267
Book / Page	8432 / 1267
Map Reference	MB 42 PG 72-74
Instrument Date	Jul 01, 2023
Instrument	2023142385
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,856.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 STONEMASON DR, MYRTLE BEACH, SC 29579-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9247

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,483 (+1.48%) Land $65,000 Building $268,483	$333,483 (+1.48%) Land $65,000 Building $268,483
2025	$6,077.00 (+94.53%)	$328,608 (+66.49%) Land $65,000 Building $263,608	$328,608 (+3.82%) Land $65,000 Building $263,608
2023	$3,124.00 (+2.19%) Homeowner's exemption	$197,373 (+3%)	$316,530 (+18.37%) Land $65,000 Building $251,530
2022	$3,057.00 Homeowner's exemption	$191,624	$267,404 Land $52,000 Building $215,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270801022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Metronet Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.