Volusia County property record for 432 Harbour Town Ln, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,619 sqft · built 1994 |
| Lot Size | 0.524 acres (22,834 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,900 (Jan 1995) |
| Tax Bill | $3,085 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3111-01-00-0420 |
| Primary APN | 3111-01-00-0420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,619 sqft Living Area |
| Gross Area | 3,125 sqft |
| 1st Floor Area | 2,279 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 22,834 sqft (0.524 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5055370 |
|---|---|
| Street Address | 432 HARBOUR TOWN LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 42 PLANTATION BAY SEC 1B-V UNIT 1 MB 42 PGS 72-74 INC PER OR 3974 PG 4758 PER OR 6064 PG 4818 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION BAY |
| Legal Tract | 01 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80102 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 1995 · Amount on Record |
| Deed Sale | Jan 3, 1995 · Amount on Record |
| Prior Sale | Oct 15, 1990 · Amount on Record |
| Deed Book / Page | 3974 / 4758 |
| Last Transfer Date | May 16, 2007 |
| Transfer Doc | 0060644818 |
| Record Updated | Oct 29, 2026 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,981 (+2.7%) | $333,649 (-4.59%) Land $68,250 Building $265,399 | |
| 2025 | $3,085.00 (+5%) Homeowner's exemption Widower's exemption | $203,487 (+5.99%) | $349,684 (-8.49%) Land $68,250 Building $281,434 |
| 2023 | $2,938.00 (-0.47%) Senior Citizen's exemption | $191,994 (+3%) | $382,109 (+16.62%) Land $68,250 Building $313,859 |
| 2022 | $2,952.00 Senior Citizen's exemption | $186,402 | $327,661 Land $54,600 Building $273,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet.
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