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422 Harbour Town Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 422 Harbour Town Ln, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,982 sqft · built 1989
Owner2 Individual Names on File
Last Sale$150,000 (Apr 2014)
Tax Bill$3,896 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3111-01-00-0470

Property Details

APN / Parcel Number

Primary APN3111-01-00-0470
Alternative APNs
  • 31131101000470
  • 5055426.0
  • 5055426

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,982 sqft Living Area
1st Floor Area1,982 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialBaked Enamel
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialTile
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area288 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5055426.0
Old Parcel Number31131101000470
Street Address422 HARBOUR TOWN LN
CityORMOND BEACH
StateFL
Zip32174-9246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 PLANTATION BAY SEC 1B-V UNIT 1 MB 42 PGS 72-74 PER OR 3876 PG 3428 PER OR 6334 PG 4282 PER OR 6493 PG 0586 PER OR 6898
Legal Range31E
Legal Township13S
Legal Section11
Legal SubdivisionPLANTATION
Legal Tract1
Legal Lot Number47
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2012
Census Tract80102

Owner

Source: Volusia County records · APN 3111-01-00-0470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address422 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 02, 2019Deed of Trust, Mortgage · FHA Mortgage
MOVEMENT MORTGAGE
Dec 29, 2017Warranty Deed, Transfer · Conventional Mortgage
RUTH GRAS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2014 · Amount on Record
Deed SaleApr 04, 2014 · Amount on Record
Prior SaleApr 04, 2014 · Amount on Record
Deed Document Number0069752957
Deed Book / Page006975 / 002957
Last Transfer DateDec 29, 2017
Transfer Doc0074902915
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address422 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246

Mortgage

Document Number0083644522
DateFeb 06, 2023
Book Page8364/4522
Instrument2023023647
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 03, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address422 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077802557
DateDec 02, 2019
Book Page7780/2557
Instrument2019-234619
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 29, 2017
Property Address422 HARBOUR TOWN LN, ORMOND BEACH, FL 32174-9246
Document Number0074902915
Book / Page007490 / 002915
Instrument DateDec 29, 2017
Instrument252919
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,000.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address422 HARBOUR TOWN LN ORMOND BEACH FL 321749246, ORMOND BEACH, FL 32174-9246

Mortgage

Document Number74902916
DateDec 29, 2017
Book Page007490/002916
Instrument252920
Lender
NameRUTH GRAS
Address212 SAGEBRUSH TRL, ORMOND BEACH, FL 32174-8267
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueDec 28, 2020
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,896.00 (+7.39%) Homeowner's exemption$239,085 (+5.99%)$326,180 (-8.47%) Land $65,000 Building $261,180
2023$3,628.00 (+2%) Homeowner's exemption$225,580 (+3%)$356,370 (+17.67%) Land $65,000 Building $291,370
2022$3,557.00 Homeowner's exemption$219,010$302,868 Land $52,000 Building $250,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270801022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 105 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies105 in force
91 of 105 on primary residences

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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