Cuyahoga County property record for 431 Girard Dr, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,080 sqft · built 1956 |
| Lot Size | 0.203 acres (8,855 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $132,000 (Oct 1998) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-27-197 |
| Primary APN | 363-27-197 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,855 sqft (0.203 acres) |
| Lot Dimensions | 115 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 431 GIRARD DR |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 25-4 KRAFTFMH#3 S/L 159 EP 0158 WP MB363 PG27 MB13720 PG0003 |
| Legal Subdivision | KRAFTFMH#3 |
| Legal Lot Number | 158 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 134205 |
Source: Cuyahoga County records · APN 363-27-197
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 431 GIRARD DR, BEREA, OH 44017-2448 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 1998 · Amount on Record |
| Deed Sale | Oct 22, 1998 · Amount on Record |
| Prior Sale | Aug 23, 1996 · Amount on Record |
| Deed Document Number | 0000137203 |
| Deed Book / Page | 13720 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 431 GIRARD DR, BEREA, OH 44017-2448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000239 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 202109150239 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 431 GIRARD DR, BEREA, OH 44017-2448 |
| Document Number | 0002110324 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 431 GIRARD DR BEREA OH 440172448, BEREA, OH 44017-2448 |
| Document Number | 0002110324 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2110324 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 10, 2035 |
Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,478.00 (+2.14%) Homeowner's exemption | $77,320 (-) Land $13,160 Building $64,160 | |
| 2024 | $4,384.00 (+16.84%) Homeowner's exemption | $77,320 (+39.19%) Land $13,160 Building $64,160 | $220,900 (+39.19%) Land $37,600 Building $183,300 |
| 2023 | $3,752.00 (-18.72%) Homeowner's exemption | $55,550 (-) Land $11,660 Building $43,890 | |
| 2022 | $4,616.00 Homeowner's exemption | $55,550 Land $11,660 Building $43,890 | |
| 2021 | $158,700 Land $33,300 Building $125,400 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cox Communications.
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA CITY PWS serves 18,789 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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