420 Girard Dr, Berea, OH 44017 Property Records

Cuyahoga County property record for 420 Girard Dr, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1956
Lot Size	0.25 acres (10,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Dec 2019)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363-27-186`

Property Details

APN / Parcel Number

Primary APN	`363-27-186`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,925 sqft (0.25 acres)
Lot Dimensions	115 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	420 GIRARD DR
City	BEREA
State	OH
Zip	44017-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	25 4 KRAFTFMH#3 S/L 133 ALL 0132 EP
Legal Subdivision	KRAFTFMH#3
Legal Lot Number	132
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	134205

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 GIRARD DR, BEREA, OH 44017-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Dec 31, 2019	Warranty Deed, Transfer · Conventional with PMI GOLD STAR MTG FIN'L
May 15, 2019	Deed of Trust, Mortgage · Line of Credit DOLLAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	0012310443
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	420 GIRARD DR, BEREA, OH 44017-2449
Document Number	0010140621
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 GLARARD DR BEREA OH 44017, BEREA, OH 44017

Mortgage

Document Number	0010140621
Date	Oct 14, 2020
Instrument	10140621

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 31, 2019
Property Address	420 GIRARD DR, BEREA, OH 44017-2449
Document Number	0012310443
Instrument Date	Dec 27, 2019
Instrument	12310443
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 GIRARD DR BEREA OH 440172449, BEREA, OH 44017-2449

Mortgage

Document Number	12310444
Date	Dec 31, 2019
Instrument	12310444

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	420 GIRARD DR, BEREA, OH 44017-2449
Document Number	0005170466
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 GIRARD DR BEREA OH 440172449, BEREA, OH 44017-2449

Mortgage

Document Number	0005170466
Date	May 17, 2019
Instrument	5170466

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+2.13%) Homeowner's exemption	$78,550 (-) Land $14,810 Building $63,740
2024	$4,454.00 (-11.4%) Homeowner's exemption	$78,550 (+7.9%) Land $14,810 Building $63,740	$224,400 (+7.88%) Land $42,300 Building $182,100
2023	$5,027.00 (+0.62%) Homeowner's exemption	$72,800 (-) Land $13,160 Building $59,640
2022	$4,996.00 Homeowner's exemption	$72,800 Land $13,160 Building $59,640
2021			$208,000 Land $37,600 Building $170,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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