430 Girard Dr, Berea, OH 44017 Property Records

Cuyahoga County property record for 430 Girard Dr, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1956
Lot Size	0.25 acres (10,925 sqft)
Owner	Owner Name on File
Last Sale	$110,000 (Aug 2000)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-27-184`

Property Details

APN / Parcel Number

Primary APN	`363-27-184`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,925 sqft (0.25 acres)
Lot Dimensions	115 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	430 GIRARD DR
City	BEREA
State	OH
Zip	44017-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	25 4 KRAFTFMH#3 S/L 132 WP 0131 EP 36327185 MB363 PG27 MB00000 PG0000
Legal Subdivision	KRAFTFMH#3
Legal Lot Number	131
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	134205

Owner

Source: Cuyahoga County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	430 GIRARD DR, BEREA, OH 44017-2449
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 15, 2019	Deed of Trust, Mortgage · FHA Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2000 · Amount on Record
Deed Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	0008250359
Deed Book / Page	363
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	430 GIRARD DR, BEREA, OH 44017-2449
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000302
Date	Oct 6, 2021
Instrument	202110060302

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	430 GIRARD DR, BEREA, OH 44017-2449
Document Number	0004020034
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 GIRARD DR BEREA OH 440172449, BEREA, OH 44017-2449

Mortgage

Document Number	0004020034
Date	Apr 2, 2019
Instrument	4020034

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (+1.97%) Homeowner's exemption Senior Citizen's exemption	$65,420 (-) Land $14,810 Building $50,610
2024	$3,154.00 (-0.5%) Homeowner's exemption Senior Citizen's exemption	$65,420 (+31.08%) Land $14,810 Building $50,610	$186,900 (+31.07%) Land $42,300 Building $144,600
2023	$3,170.00 (+11.7%) Homeowner's exemption Senior Citizen's exemption	$49,910 (-) Land $13,160 Building $36,750
2022	$2,838.00 Homeowner's exemption Senior Citizen's exemption	$49,910 Land $13,160 Building $36,750
2021			$142,600 Land $37,600 Building $105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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