431 Elm St, Reading, PA 19601 Property Records

Berks County property record for 431 Elm St, Reading, PA 19601

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4 ba · 2,856 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$64,000 (Jun 2015)
Tax Bill$1,030 (2026)
Flood ZoneZone X (minimal risk)
APN5307-75-71-5998

Property Details

APN / Parcel Number

Primary APN5307-75-71-5998
Alternative APNs
  • 07-5307-75-71-5998
  • 7362350
  • 362350

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Units8 Units
Stories3 Stories
Building Area2,856 sqft Living Area
Gross Area3,536 sqft
Basement Area680 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7362350
Street Address431 ELM ST
CityREADING
StatePA
Zip19601-3254
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Block15
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2004
Census Tract1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 ELM ST, 3, READING, PA 19601-3254
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleOct 10, 2012 · Amount on Record
Deed Document Number201520405
Last Transfer DateFeb 1, 2024
Transfer Doc0000032497
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,030.00 (+6.63%)$36,500 (-) Land $8,000 Building $28,500$8,000 (-78.08%) Land $8,000
2024$966.00$36,500 Land $8,000 Building $28,500
1994$36,500 Land $8,000 Building $28,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number