423 Elm St, Reading, PA 19601 Property Records

Berks County property record for 423 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,541 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$54,468 (May 2022)
Tax Bill	$863 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-74-72-4080`

Property Details

APN / Parcel Number

Primary APN	`5307-74-72-4080`
Alternative APNs	`07-5307-74-72-4080` `7362225` `362225`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7362225
Street Address	423 ELM ST
City	READING
State	PA
Zip	19601-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2005
Census Tract	1300

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 REGENT CIR, READING, PA 19605
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Special Warranty Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
May 25, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Dec 15, 2015 · Amount on Record
Deed Document Number	202221640
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000021640
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jan 4, 2022
Property Address	423 ELM ST, READING, PA 19601-3218
Document Number	0000000330
Instrument Date	Nov 19, 2021
Instrument	2022000330
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 GOODNAW ST, PHILADELPHIA, PA 19115-4720

Mortgage

Document Number	0000000331
Date	Jan 4, 2022
Instrument	2022000331

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 25, 2022
Property Address	423 ELM ST, READING, PA 19601-3218
Document Number	0000021640
Instrument Date	Jul 13, 2020
Instrument	2022021640
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$272.34
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 7TH AVE, 4200, TEMPLE, PA 19560-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ROSEWOOD AVE, READING, PA 19605-1333

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$863.00 (+6.54%)	$30,600 (-) Land $8,000 Building $22,600	$8,000 (-73.86%) Land $8,000
2024	$810.00	$30,600 Land $8,000 Building $22,600
1994			$30,600 Land $8,000 Building $22,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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