Berks County property record for 432 Elm St, Reading, PA 19601
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 2 ba · 1,992 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Mar 1998) |
| Tax Bill | $1,069 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-75-71-6827 |
| Primary APN | 5307-75-71-6827 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 6 Units |
| Stories | 3 Stories |
| Building Area | 1,992 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7362375 |
|---|---|
| Street Address | 432 ELM ST |
| City | READING |
| State | PA |
| Zip | 19601-3867 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 16 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1300 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 ELM ST, READING, PA 19601-3248 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 1998 · Amount on Record |
| Deed Sale | Mar 11, 1998 · Amount on Record |
| Deed Book / Page | 2918 / 31 |
| Record Updated | Sep 20, 2026 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069.00 (+6.58%) | $37,900 (-) Land $8,000 Building $29,900 | $8,000 (-78.89%) Land $8,000 |
| 2024 | $1,003.00 | $37,900 Land $8,000 Building $29,900 | |
| 1994 | $37,900 Land $8,000 Building $29,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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