431 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 431 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1915
Lot Size	0.52 acres (22,690 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2017)
Tax Bill	$3,686 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-15-177-004`

Property Details

APN / Parcel Number

Primary APN	`7824-15-177-004`
Alternative APN	`010/01191-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,298 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 1915
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,690 sqft (0.52 acres)
Lot Dimensions	254 ft deep x 89 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	431 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 7F N 130F LOT 86 & E 1/2 LOT 87 CRAWFORD PLACE
Legal Range	24W
Legal Township	78N
Legal Section	15
Legal Subdivision	CRAWFORD PLACE
Legal Lot Number	86,87
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3010
Census Tract	4400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E BELL AVE, DES MOINES, IA 50315-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	May 16, 1997
Deed Document Number	0016728759
Deed Book / Page	16728 / 759
Last Transfer Date	Nov 17, 2017
Transfer Doc	0000042035
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 17, 2017
Property Address	431 E BELL AVE, DES MOINES, IA 50315-1710
Document Number	0000042035
Book / Page	016728 / 000759
Instrument Date	Nov 15, 2017
Instrument	42035
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E BELL AVE DES MOINES IA 503151710, DES MOINES, IA 50315-1710

Mortgage

Document Number	42037
Date	Nov 17, 2017
Book Page	016728/000762
Instrument	42037

Lender

Name	FIDELITY BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,700 (+8.77%) Land $35,000 Building $164,700	$199,700 (+8.77%) Land $35,000 Building $164,700
2024	$3,686.00 (+17.31%)
2023		$183,600 Land $31,900 Building $151,700	$183,600 Land $31,900 Building $151,700
2020	$3,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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