620 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 620 E Bell Ave, Des Moines, IA 50315

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1993
Lot Size0.135 acres (5,875 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (May 2025)
Tax Bill$2,906 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010/00123-001-000

Property Details

APN / Parcel Number

Primary APN010/00123-001-000
Alternative APN
  • 782415254024

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area800 sqft Living Area
Gross Area1,568 sqft
1st Floor Area800 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,875 sqft (0.135 acres)
Lot Dimensions136 ft deep x 43 ft wide
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address620 E BELL AVE
CityDES MOINES
StateIA
Zip50315-7410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 VAC ALLEY LYG W & ADJ & LT 14 BLK 3 BECKWITHS SUB-DIV
Legal SubdivisionBECKWITHS SUBDIVISION
Legal Block3
Legal Lot Number14
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1006
Census Tract4400

Owner

Source: Polk County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 E BELL AVE, DES MOINES, IA 50315-7410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleMar 23, 2021 · Amount on Record
Deed Document Number202526521
Deed Book / Page20134 / 364
Prior Transfer DateApr 6, 2006
Prior Transfer Doc0000096300
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMar 23, 2021
Property Address620 E BELL AVE, DES MOINES, IA 50315-7410
Document Number0000029724
Book / Page18430 / 844
Instrument DateMar 18, 2021
Instrument2021-00029724
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.20
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 E BELL AVE, DES MOINES, IA 50315-7410

Mortgage

Document Number0000029726
DateMar 23, 2021
Instrument2021-00029726
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,600 (+7.84%) Land $18,700 Building $151,900$170,600 (+7.84%) Land $18,700 Building $151,900
2024$2,906.00 (+10.58%)
2023$158,200 Land $17,000 Building $141,200$158,200 Land $17,000 Building $141,200
2020$2,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on E Bell Ave

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