424 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 424 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1970
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on Record
Tax Bill	$2,606 (2024)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-15-176-025`

Property Details

APN / Parcel Number

Primary APN	`7824-15-176-025`
Alternative APN	`010/01186-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	110 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	424 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66F LOT 85 CRAWFORD PLACE
Legal Range	24W
Legal Township	78N
Legal Section	15
Legal Subdivision	CRAWFORD PLACE
Legal Lot Number	85
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3007
Census Tract	4400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E BELL AVE, DES MOINES, IA 50315-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Oct 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 1997
Deed Sale	Dec 5, 1997
Deed Document Number	043834
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	424 E BELL AVE, DES MOINES, IA 50315-1709
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E BELL AVE, DES MOINES, IA 50315-1709

Mortgage

Document Number	0000051180
Date	Sep 25, 2023
Book Page	19607/961
Instrument	2023-00051180

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2028

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	424 E BELL AVE, DES MOINES, IA 50315-1709
Document Number	0000043370
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E BELL AVE DES MOINES IA 503151709, DES MOINES, IA 50315-1709

Mortgage

Document Number	0000043370
Date	Nov 13, 2019
Book Page	017585/000227
Instrument	43370

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2024

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Oct 16, 2018
Property Address	424 E BELL AVE, DES MOINES, IA 50315-1709
Document Number	0000030399
Book / Page	017112 / 000233
Instrument Date	Dec 30, 2017
Instrument	30399
Transaction Type	Transfer
Record Updated	Nov 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E BELL AVE DES MOINES IA 503151709, DES MOINES, IA 50315-1709

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,200 (+8.13%) Land $23,100 Building $143,100	$166,200 (+8.13%) Land $23,100 Building $143,100
2024	$2,606.00 (+1.96%)
2023		$153,700 Land $21,100 Building $132,600	$153,700 Land $21,100 Building $132,600
2020	$2,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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