431 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 431 E 4th St, Spencerville, OH 45887

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,034 sqft · built 1920
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jan 2026)
Tax Bill$1,090 (2025)
Deeds & MortgagesJan 2026 Sale
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN44-1208-04-005.001

Property Details

APN / Parcel Number

Primary APN44-1208-04-005.001
Alternative APN
  • E1944120804005001

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,034 sqft Living Area
1st Floor Area1,354 sqft
Upper Floors Area680 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area17,990 sqft (0.413 acres)
Lot Dimensions207 ft deep x 87 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area112 sqft
Patio Area380 sqft
Canopy380 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address431 E 4TH ST
CitySPENCERVILLE
StateOH
Zip45887-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 SE PT JOINT TEN RTS 04-04-12
Legal SubdivisionVILLAGE/SPENCERVILLE
Legal Lot Number22
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3040
Census Tract10600

Owner

Source: Allen County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1723 BEL AIRE PL, LIMA, OH 45805-3900
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Transfer
Sep 15, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleSep 15, 2021 · Amount on Record
Deed Document Number2026813
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateJan 28, 2026
Property Address431 E 4TH ST, SPENCERVILLE, OH 45887-1209
Document Number1280000813
Book / Page2026 / 813
Map ReferenceMB 5 PG 27
Instrument DateJan 27, 2026
Instrument202601280000813
Transaction TypeTransfer
Record UpdatedFeb 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1723 BEL AIRE PL, LIMA, OH 45805-3900

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEN OH
Recording DateSep 15, 2021
Property Address431 E 4TH ST, SPENCERVILLE, OH 45887-1209
Document Number9150012958
Book / Page2021 / 12958
Map ReferenceMB 5 PG 27
Instrument DateSep 15, 2021
Instrument202109150012958
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7160 FAULKNER RD, HARROD, OH 45850-9778

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
MunicipalitySpencerville Village
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,090.00 (-40.57%)$32,310 (-) Land $9,070 Building $23,240$92,300 (-) Land $25,900 Building $66,400
2024$1,834.00 (+91.44%)$32,310 (+22.11%) Land $9,070 Building $23,240$92,300 (+22.09%) Land $25,900 Building $66,400
2023$958.00 (-5.05%)$26,460 (-) Land $7,420 Building $19,040
2022$1,009.00$26,460 Land $7,420 Building $19,040
2021$75,600 Land $21,200 Building $54,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCERVILLE VILLAGE
serves 2,261 people · EPA ID OH0201312
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: MetaLINK Technologies.

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