Allen County property record for 431 E 4th St, Spencerville, OH 45887
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,034 sqft · built 1920 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Jan 2026) |
| Tax Bill | $1,090 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1208-04-005.001 |
| Primary APN | 44-1208-04-005.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Upper Floors Area | 680 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 207 ft deep x 87 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 380 sqft |
| Canopy | 380 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 431 E 4TH ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 SE PT JOINT TEN RTS 04-04-12 |
| Legal Subdivision | VILLAGE/SPENCERVILLE |
| Legal Lot Number | 22 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 10600 |
Source: Allen County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1723 BEL AIRE PL, LIMA, OH 45805-3900 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 28, 2026 | Warranty Deed, Transfer |
| Sep 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on Record |
| Deed Sale | Jan 28, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2021 · Amount on Record |
| Deed Document Number | 2026813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jan 28, 2026 |
| Property Address | 431 E 4TH ST, SPENCERVILLE, OH 45887-1209 |
| Document Number | 1280000813 |
| Book / Page | 2026 / 813 |
| Map Reference | MB 5 PG 27 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 202601280000813 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1723 BEL AIRE PL, LIMA, OH 45805-3900 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 15, 2021 |
| Property Address | 431 E 4TH ST, SPENCERVILLE, OH 45887-1209 |
| Document Number | 9150012958 |
| Book / Page | 2021 / 12958 |
| Map Reference | MB 5 PG 27 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 202109150012958 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7160 FAULKNER RD, HARROD, OH 45850-9778 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,090.00 (-40.57%) | $32,310 (-) Land $9,070 Building $23,240 | $92,300 (-) Land $25,900 Building $66,400 |
| 2024 | $1,834.00 (+91.44%) | $32,310 (+22.11%) Land $9,070 Building $23,240 | $92,300 (+22.09%) Land $25,900 Building $66,400 |
| 2023 | $958.00 (-5.05%) | $26,460 (-) Land $7,420 Building $19,040 | |
| 2022 | $1,009.00 | $26,460 Land $7,420 Building $19,040 | |
| 2021 | $75,600 Land $21,200 Building $54,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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