428 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 428 E 4th St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,990 sqft · built 1900
Lot Size	0.999 acres (43,516 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Dec 1975)
Tax Bill	$906 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-1209-04-011.000`

Property Details

APN / Parcel Number

Primary APN	`44-1209-04-011.000`
Alternative APN	`E1944120904011000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,990 sqft Living Area
Gross Area	3,966 sqft
1st Floor Area	1,928 sqft
Upper Floors Area	1,062 sqft
Basement Area	716 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,516 sqft (0.999 acres)
Lot Dimensions	150 ft deep x 80.5 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	384 sqft
Deck Area	96 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	428 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JT TEN RTS 04-04-12 FF 001.000
Legal Subdivision	VILLAGE SPENCERVILE
Legal Lot Number	24
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4004
Census Tract	10600

Owner

Source: Allen County records · APN 44-1209-04-011.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 E 4TH ST, SPENCERVILLE, OH 45887-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1975 · Amount on Record
Deed Sale	Dec 01, 1975 · Amount on Record
Last Transfer Date	Apr 11, 2018
Transfer Doc	4120003860
Record Updated	Sep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 12, 2018
Property Address	428 E 4TH ST, SPENCERVILLE, OH 45887-1210
Document Number	0000003860
Instrument Date	Apr 11, 2018
Instrument	3860
Transaction Type	Transfer
Record Updated	May 09, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.20
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 E 4TH ST SPENCERVILLE OH 458871210, SPENCERVILLE, OH 45887-1210

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (-2.69%) Homeowner's exemption	$47,680 (-) Land $9,280 Building $38,400	$136,200 (-) Land $26,500 Building $109,700
2024	$931.00 (+26.15%) Homeowner's exemption	$47,680 (+22.04%) Land $9,280 Building $38,400	$136,200 (+22.04%) Land $26,500 Building $109,700
2023	$738.00 (+4.53%) Homeowner's exemption	$39,070 (+4.61%) Land $7,600 Building $31,470
2022	$706.00 Homeowner's exemption	$37,350 Land $7,600 Building $29,750
2021			$111,600 Land $21,700 Building $89,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Defiance Holdings.

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.