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425 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 425 E 4th St, Spencerville, OH 45887 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,359 sqft · built 1920
Lot Size1 acres (43,778 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Sep 2019)
Tax Bill$2,315 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-1208-04-006.000

Property Details

APN / Parcel Number

Primary APN44-1208-04-006.000
Alternative APN
  • E1944120804006000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,359 sqft Living Area
Gross Area4,028 sqft
1st Floor Area1,282 sqft
Upper Floors Area1,077 sqft
Basement Area693 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area43,778 sqft (1 acres)
Lot Dimensions253 ft deep x 173 ft wide
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Breezeway
Porch Area322 sqft
Patio Area450 sqft
BreezewayBreezeway
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address425 E 4TH ST
CitySPENCERVILLE
StateOH
Zip45887-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 TRIANG STRIP NE COR & 21 -SW COR JT TEN RTS 04-04-12 FF 200.0
Legal SubdivisionAUDITORS SUBDIVISION
Legal Lot Number21
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3040
Census Tract10600

Owner

Source: Allen County records · APN 44-1208-04-006.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 E 4TH ST, SPENCERVILLE, OH 45887-1209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed with Mortgage, Transfer · Conventional Mortgage
WELLS FARGO BK
Sep 19, 2017Deed of Trust, Mortgage · Line of Credit
THE UNION BK CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleApr 07, 1999 · Amount on Record
Deed Document Number201910288
Deed Book / Page2019 / 10288
Prior Transfer DateSep 27, 2019
Prior Transfer Doc0000010288
Record UpdatedSep 20, 2026

September 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionALLEN OH
Recording DateSep 30, 2019
Property Address425 E 4TH ST, SPENCERVILLE, OH 45887-1209
Document Number0000010288
Book / Page002019 / 010289
Instrument DateSep 27, 2019
Instrument10288
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E 4TH ST SPENCERVILLE OH 458871209, SPENCERVILLE, OH 45887-1209

Mortgage

Document Number10289
DateSep 30, 2019
Book Page002019/010289
Instrument10289
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address425 E 4TH ST, SPENCERVILLE, OH 45887-1209
Document Number0000010574
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 E 4TH ST SPENCERVILLE OH 458871209, SPENCERVILLE, OH 45887-1209

Mortgage

Document Number0000010574
DateSep 25, 2017
Book Page002017/010574
Instrument10574
Lender
NameTHE UNION BK CO
TypeBank
AddressLIMA, OH 45805
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 24, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
MunicipalitySpencerville Village
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,315.00 (-0.34%)$70,630 (-) Land $14,770 Building $55,860$201,800 (-) Land $42,200 Building $159,600
2024$2,323.00 (+14.21%) Homeowner's exemption$70,630 (+22.01%) Land $14,770 Building $55,860$201,800 (+22.01%) Land $42,200 Building $159,600
2023$2,034.00 (-0.34%) Homeowner's exemption$57,890 (-) Land $12,110 Building $45,780
2022$2,041.00 Homeowner's exemption$57,890 Land $12,110 Building $45,780
2021$165,400 Land $34,600 Building $130,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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