Allen County property record for 431 Cherry St, Bluffton, OH 45817 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1901 |
| Square Footage | 1,380 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,500 (2022) |
| Tax Bill | $2,555.00 (2025) |
| Primary APN | 28-1205-12-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,280 sqft Gross Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Upper Floors | 288 sqft Upper Floors |
| Basement Area | 900 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,979 sqft (0.275 acres) |
| Depth X Width | 200 ft x 59.9 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Deck Area | 192 sqft Deck |
| Patio Area | 192 sqft Patio |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Storm Sewage |
| Water Source | Commercial Water Source |
| Street Address | 431 CHERRY ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1371 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EWINGS ADDITION LOT 450 FF 60.00 |
| Legal Subdivision | EWINGS ADDITION |
| Legal Lot Number | 450 |
| Jurisdiction | ALLEN OH |
| Minor Civil Division | RICHLAND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 10100 |
Source: Allen County records · APN 28-1205-12-002.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CHERRY ST, BLUFFTON, OH 45817-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jul 08, 2022 | Warranty Deed, Transfer · Commercial Mortgage SUPERIOR CU INC |
| Nov 19, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MTG |
| Jan 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE LENDERS/AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2022 · Amount on Record |
| Deed Sale | Jul 08, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Doc Number | 20228089 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 08, 2022 |
| Property Address | 431 CHERRY ST, BLUFFTON, OH 45817-1371 |
| Document Number | 7080008089 |
| Book / Page | 2022 / 8089 |
| Map Reference | MB 4 PG 51 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 202207080008089 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 CHERRY ST, BLUFFTON, OH 45817-1371 |
| Document Number | 7080008090 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 202207080008090 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 431 CHERRY ST, BLUFFTON, OH 45817-1371 |
| Document Number | 0000001230 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 434 CHERRY ST BLUFFTON OH 45817, BLUFFTON, OH 45817 |
| Document Number | 0000001230 |
|---|---|
| Date | Feb 04, 2020 |
| Instrument | 1230 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3088 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jan 29, 2019 |
| Property Address | 431 CHERRY ST, BLUFFTON, OH 45817-1371 |
| Document Number | 0000000790 |
| Book / Page | 002019 / 000791 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 790 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 CHERRY ST BLUFFTON OH 458171371, BLUFFTON, OH 45817-1371 |
| Document Number | 791 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 002019/000791 |
| Instrument | 791 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2049 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,555.00 (-0.08%) | $77,460 (-) Land $11,310 Building $66,150 | $221,300 (-) Land $32,300 Building $189,000 |
| 2024 | $2,557.00 (+29.73%) Homeowner's exemption | $77,460 (+39.97%) Land $11,310 Building $66,150 | $221,300 (+39.97%) Land $32,300 Building $189,000 |
| 2023 | $1,971.00 (-1%) Homeowner's exemption | $55,340 (-) Land $8,090 Building $47,250 | |
| 2022 | $1,991.00 Homeowner's exemption | $55,340 Land $8,090 Building $47,250 | |
| 2021 | $158,100 Land $23,100 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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