Emmet County property record for 431 Beech St, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.079 acres (3,455 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (May 2026) |
| Tax Bill | $5,276 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-301-017 |
| Primary APN | 52-19-05-301-017 |
|---|
| Lot Area | 3,455 sqft (0.079 acres) |
|---|
| Street Address | 431 BEECH ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAZIEL PETOSKEY'S ADDITION S 72 FT OF LOT 4 BLK 1 SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | BAZIEL PETOSKEYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-19-05-301-017
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 432 E LAKE ST, PETOSKEY, MI 49770-2439 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 04, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Apr 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2022 |
| Deed Document Number | 20265227912 |
| Deed Book / Page | 1274 / 863 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 001243/454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 04, 2026 |
| Property Address | 431 BEECH ST, PETOSKEY, MI 49770-3013 |
| Document Number | 001274/863 |
| Book / Page | 1274 / 863 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.5227912 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 E LAKE ST, PETOSKEY, MI 49770-2439 |
| Document Number | 0005227913, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 1274/864 |
| Instrument | 2026.5227913 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 431 BEECH ST, PETOSKEY, MI 49770-3013 |
| Document Number | 001243/454 |
| Book / Page | 1243 / 454 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 5196426 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 PEARL ST, PETOSKEY, MI 49770-3055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 431 BEECH ST, PETOSKEY, MI 49770-3013 |
| Document Number | 001243/452 |
| Book / Page | 1243 / 452 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 5196424 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 PEARL ST, PETOSKEY, MI 49770-3055 |
| Document Number | 0005196425 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 5196425 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,600 (+12.51%) Land $146,600 | $293,200 (+12.51%) Land $293,200 | |
| 2025 | $130,300 (+36.58%) Land $130,300 | $260,600 (+36.58%) Land $260,600 | |
| 2024 | $5,276.00 | ||
| 2023 | $95,400 Land $95,400 | $190,800 Land $190,800 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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