Emmet County property record for 432 Beech St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.221 acres (9,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Oct 2020) |
| Tax Bill | $2,691 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-301-030 |
| Primary APN | 52-19-05-301-030 |
|---|
| Lot Area | 9,660 sqft (0.221 acres) |
|---|
| Street Address | 432 BEECH ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | BAZIEL PETOSKEY'S ADD. LOT 4 & THE W 15 FT OF LOT 3 BLK 2, SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | BAZIEL PETOSKEYS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-19-05-301-030
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 BEECH ST, PETOSKEY, MI 49770-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS |
| Jul 31, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 20205179189 |
| Deed Book / Page | 1226 / 240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 19, 2020 |
| Property Address | 432 BEECH ST, PETOSKEY, MI 49770-3007 |
| Document Number | 1226/240 |
| Book / Page | 1226 / 240 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 5179189 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 BEECH ST, PETOSKEY, MI 49770-3007 |
| Document Number | 5179190 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 5179190 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 31, 2017 |
| Property Address | 432 BEECH ST, PETOSKEY, MI 49770-3007 |
| Document Number | 1196/0637 |
| Book / Page | 1196 / 0637 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 5149513 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,000 (+37.32%) Land $117,000 | $234,000 (+37.32%) Land $234,000 | |
| 2024 | $2,691.00 | ||
| 2023 | $85,200 Land $85,200 | $170,400 Land $170,400 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 508 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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