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431 Beech Dr, Franklin, OH 45005 Property Records

Warren County property record for 431 Beech Dr, Franklin, OH 45005 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 920 sqft · built 1943
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Mar 2019)
Tax Bill$2,525 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (reduced by levee)
APN02-04-232-002-0

Property Details

APN / Parcel Number

Primary APN02-04-232-002-0
Alternative APNs
  • 0204232002
  • 204232002
  • 2101904

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area920 sqft Living Area
1st Floor Area80 sqft
Upper Floors Area280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area303 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2101904
Old Parcel Number0204232002
Street Address431 BEECH DR
CityFRANKLIN
StateOH
Zip45005-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMACKINAW ADD. LOT# 31
Legal SubdivisionMACKINAW ADD.
Legal Block232
Legal Lot Number31
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1014
Census Tract30200

Owner

Source: Warren County records · APN 02-04-232-002-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 BEECH DR, FRANKLIN, OH 45005-3501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 22, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 19, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 26, 2019Warranty Deed, Transfer · FHA Mortgage
NORTHERN MORTGAGE SERVICES LLC
Apr 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleApr 10, 2018
Deed Document Number0002639739
Deed Book / Page2639 / 739
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Transaction TypeMortgage
Record UpdatedMar 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR, FRANKLIN, OH 45005-3501

Mortgage

Document Number0000003713
DateFeb 23, 2024
Instrument2024-003713
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term302 Months
DueApr 01, 2049

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Transaction TypeMortgage
Record UpdatedDec 05, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR, FRANKLIN, OH 45005-3501

Mortgage

Document Number0000035303
DateNov 22, 2022
Instrument2022-035303
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term317 Months
DueApr 01, 2049

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR, FRANKLIN, OH 45005-3501

Mortgage

Document Number0000013265
DateApr 19, 2022
Instrument2022-013265
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address90321
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueApr 01, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Transaction TypeMortgage
Record UpdatedJun 01, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR, FRANKLIN, OH 45005-3501

Mortgage

Document Number2021019489
DateApr 27, 2021
Instrument2021-019489
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueApr 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMar 26, 2019
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Document Number0000007263
Map ReferenceMB 1 PG 199
Instrument DateMar 21, 2019
Instrument2019-007263
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR, FRANKLIN, OH 45005-3501

Mortgage

Document Number0000007264
DateMar 26, 2019
Instrument2019-007264
Lender
NameNORTHERN MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateApr 10, 2018
Property Address431 BEECH DR, FRANKLIN, OH 45005-3501
Document Number0000009852
Instrument DateMar 22, 2018
Instrument9852
Transaction TypeTransfer
Record UpdatedApr 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BEECH DR FRANKLIN OH 450053501, FRANKLIN, OH 45005-3501

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,525.00 (+30.49%)$43,341 (+27.08%) Land $7,123 Building $36,218$123,830 (+27.08%) Land $20,350 Building $103,480
2023$1,935.00 (+11.79%) Homeowner's exemption$34,104 (-) Land $4,711 Building $29,393
2022$1,731.00 Homeowner's exemption$34,104 Land $4,711 Building $29,393$97,440 (-) Land $13,460 Building $83,980
2021$97,440 Land $13,460 Building $83,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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