LaSalle County property record for 431 4th Ave, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,458 sqft · built 1926 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Dec 2019) |
| Tax Bill | $5,802 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-13-102-020 |
| Primary APN | 22-13-102-020 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,458 sqft Total Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 431 4TH AVE |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ADD TO OTTAWA, LT 16 BLK 7 SEC 13-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 13 |
| Legal Subdivision | HIGHLAND ADD |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | SOUTH OTTAWA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 963600 |
Source: LaSalle County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Trustee's Deed, Transfer |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA |
| Dec 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Nov 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on Record |
| Deed Sale | Dec 9, 2019 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 201916836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Jul 21, 2026 |
| Property Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Document Number | 0000007488 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20267488 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 202017218 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020-17218 |
| Name | FIRST NATIONAL BANK OTTAWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 9, 2019 |
| Property Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Document Number | 201916836 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 201916836 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Document Number | 201916837 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 201916837 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Nov 20, 2018 |
| Property Address | 431 4TH AVE, OTTAWA, IL 61350-3617 |
| Document Number | 201815546 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 201815546 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1229 TOWER DR, OTTAWA, IL 61350-9145 |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | South Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,802.00 (+6.65%) | $63,618 (+17.98%) Land $6,979 Building $56,639 | $190,854 (+17.98%) Land $20,937 Building $169,917 |
| 2024 | $5,440.00 | ||
| 2023 | $53,921 (+9.53%) Land $5,915 Building $48,006 | $161,763 (+9.53%) Land $17,745 Building $144,018 | |
| 2022 | $49,229 Land $10,133 Building $39,096 | $147,687 Land $30,399 Building $117,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–1997) |
| Most Recent Claim | Feb 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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