428 4th Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 428 4th Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,989 sqft · built 1926
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$157,000 (Aug 2007)
Tax Bill$6,697 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22-13-103-006

Property Details

APN / Parcel Number

Primary APN22-13-103-006
Alternative APN
  • 18-13-104-006

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,989 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address428 4TH AVE
CityOTTAWA
StateIL
Zip61350-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ADD TO OTTAWA, LT 6 BLK 8 SEC 13-33-3
Legal Range03
Legal Township33
Legal Section13
Legal SubdivisionHIGHLAND ADD
Legal Block8
Legal Lot Number6
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group1
Census Block1001
Census Tract963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 4TH AVE, OTTAWA, IL 61350-3618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OTTAWA
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OTTAWA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2007 · Amount on Record
Deed SaleAug 24, 2007 · Amount on Record
Deed Document Number200720858
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address428 4TH AVE, OTTAWA, IL 61350-3618
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202008562
DateJun 18, 2020
Instrument202008562
Lender
NameFIRST NATIONAL BANK OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address428 4TH AVE, OTTAWA, IL 61350-3618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202008562
DateJun 18, 2020
Instrument202008562
Lender
NameFIRST NATIONAL BANK OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,697.00 (+6.52%)$72,501 (+17.98%) Land $6,979 Building $65,522$217,503 (+17.98%) Land $20,937 Building $196,566
2024$6,287.00
2023$61,450 (+9.53%) Land $5,915 Building $55,535$184,350 (+9.53%) Land $17,745 Building $166,605
2022$56,103 Land $8,246 Building $47,857$168,309 Land $24,738 Building $143,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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