430 4th Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 430 4th Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,127 sqft · built 1952
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Oct 2023)
Tax Bill$4,955 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Apr 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-13-103-007

Property Details

APN / Parcel Number

Primary APN22-13-103-007
Alternative APN
  • 18-13-104-007

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,127 sqft Total Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address430 4TH AVE
CityOTTAWA
StateIL
Zip61350-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ADD TO OTTAWA, N54' LT 7 BLK 8 SEC 13-33-3
Legal Range03
Legal Township33
Legal Section13
Legal SubdivisionHIGHLAND ADD
Legal Block8
Legal Lot Number7
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group1
Census Block1001
Census Tract963600

Owner

Source: LaSalle County records · APN 22-13-103-007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address430 4TH AVE, OTTAWA, IL 61350-3618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Warranty Deed, Transfer · Conventional Mortgage
OSB COMMUNITY BANK
Apr 20, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN COMMERCIAL BANK & TRT
Oct 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OTTAWA
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN NATIONAL BANK
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleApr 20, 2023 · Amount on Record
Deed Document Number202310823
Prior Transfer DateMar 11, 2011
Prior Transfer Doc201107589
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateOct 17, 2023
Property Address430 4TH AVE, OTTAWA, IL 61350-3618
Document Number0202310823
Instrument DateOct 09, 2023
Instrument2023-10823
Transaction TypeTransfer
Record UpdatedNov 08, 2023
Title CompanyWHEATLAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 4TH AVE, OTTAWA, IL 61350-3618

Mortgage

Document Number0202310824
DateOct 17, 2023
Instrument2023-10824
Lender
NameOSB COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053
Interest
Rate TypeFixed Rate
Rate6.88%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateApr 20, 2023
Property Address430 4TH AVE, OTTAWA, IL 61350-3618
Document Number0202303701
Instrument DateApr 13, 2023
Instrument2023-03701
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 4TH AVE, OTTAWA, IL 61350-3618

Mortgage

Document Number0202303702
DateApr 20, 2023
Instrument2023-03702
Lender
NameAMERICAN COMMERCIAL BANK & TRT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address430 4TH AVE, OTTAWA, IL 61350-3618
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201716361
DateOct 16, 2017
Instrument201716361
Lender
NameFIRST STATE BANK OTTAWA
TypeBank
AddressIL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address430 4TH AVE, OTTAWA, IL 61350-3618
Transaction TypeMortgage
Record UpdatedFeb 05, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202001199
DateJan 24, 2020
Instrument202001199
Lender
NameHOMETOWN NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateMay 29, 2019
Property Address430 4TH AVE, OTTAWA, IL 61350-3618
Document Number201906239
Instrument DateMay 22, 2019
Instrument201906239
Transaction TypeTransfer
Record UpdatedJun 07, 2021
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$222.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 4TH AVE, OTTAWA, IL 61350-3618

Mortgage

Document Number201906240
DateMay 29, 2019
Instrument201906240
Lender
NameHOMETOWN NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00 (+6.83%)$55,202 (+8.5%) Land $6,280 Building $48,922$165,606 (+8.5%) Land $18,840 Building $146,766
2024$4,638.00 (+17.24%)$50,877 (+8.74%) Land $5,788 Building $45,089$152,631 (+8.74%) Land $17,364 Building $135,267
2023$46,788 (+9.53%) Land $5,323 Building $41,465$140,364 (+9.53%) Land $15,969 Building $124,395
2022$3,956.00$42,717 Land $8,246 Building $34,471$128,151 Land $24,738 Building $103,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOTTAWA
serves 18,097 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 4th Ave

Nearby Streets

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