4309 Bear Gully Rd, Winter Park, FL 32792 Property Records

Seminole County property record for 4309 Bear Gully Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,228 sqft · built 2014
Lot Size	0.857 acres (37,345 sqft)
Owner	Individual Name on File
Last Sale	$100 (Dec 2013)
Tax Bill	$8,967 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-504-0000-004A`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-504-0000-004A`
Alternative APN	`2130365040000004A`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,228 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	3,736 sqft
Upper Floors Area	492 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	37,345 sqft (0.857 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	976 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4309 BEAR GULLY RD
City	WINTER PARK
State	FL
Zip	32792-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 370 FT OF E 105 FT OF LOT 4 SANDY SHORES PB 8 PG 58
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	SANDY SHORES
Legal Tract	504
Legal Lot Number	4
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	22207

Owner

4309 Bear Gully Rd is owned and occupied by an individual who acquired it in August 2020.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2013 · Amount on File
Deed Sale	Dec 1, 2013 · Amount on File
Deed Book / Page	8222 / 619
Last Transfer Date	Aug 10, 2020
Transfer Doc	0098631135
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	CENTURION TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422

Mortgage

Document Number	0102260669
Date	Apr 26, 2022
Book Page	10226/669
Instrument	2022050305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Mar 4, 2021
Property Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422
Document Number	0098631135
Book / Page	9863 / 1135
Map Reference	MB 8 PG 58
Instrument Date	Aug 10, 2020
Instrument	2021029187
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Mar 4, 2021
Property Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422
Document Number	0098631137
Book / Page	9863 / 1137
Map Reference	MB 8 PG 58
Instrument Date	Aug 10, 2020
Instrument	2021029188
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 BEAR GULLY RD, WINTER PARK, FL 32792-9422

Tax Assessment & Valuation

The 2025 property tax bill for 4309 Bear Gully Rd was $8,967 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,967.00 Homeowner's exemption Widower's exemption	$679,109	$1,032,114 Land $150,000 Building $882,114
2023	$8,234.00 (+1.65%) Homeowner's exemption	$640,748 (+3%)	$918,785 (+0.85%) Land $150,000 Building $768,785
2022	$8,100.00 Homeowner's exemption	$622,085	$911,085 Land $150,000 Building $761,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 Bear Gully Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Bear Gully Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Hotwire Communications, Metronet.

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