4245 Bear Gully Rd, Winter Park, FL 32792 Property Records

Seminole County property record for 4245 Bear Gully Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,528 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$2,100,000 (Aug 2021)
Tax Bill	$25,541 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-504-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-504-0000-0010`
Alternative APN	`21303650400000010`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	5,528 sqft Living Area
Gross Area	6,462 sqft
1st Floor Area	5,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	317 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	934 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	432 sqft
Patio Area	1 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4245 BEAR GULLY RD
City	WINTER PARK
State	FL
Zip	32792-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LOT 1 (LESS BEG SW COR OF LOT 1 RUN N TO NLY COR OF LOT 1 S 04 DEG 58 MIN 28 SEC E 343.14 FT S 04 DEG 04 MIN 52 SEC W 244.38 FT W 16.96 FT TO BEG) SANDY SHORES PB 8 PG 58
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	SANDY SHORES
Legal Tract	504
Legal Lot Number	1
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	22207

Owner

4245 Bear Gully Rd is owned by a company that acquired it in February 2022 and is owner-occupied.

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 23, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	2021103363
Deed Book / Page	10006 / 1595
Last Transfer Date	Feb 8, 2022
Transfer Doc	0101760112
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373

Mortgage

Document Number	0103531668
Date	Nov 30, 2022
Book Page	10353/1668
Instrument	2022129714

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Feb 23, 2022
Property Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373
Document Number	0101760112
Book / Page	10176 / 112
Map Reference	MB 8 PG 58
Instrument Date	Feb 8, 2022
Instrument	2022022503
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 5, 2021
Property Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373
Document Number	0100061595
Book / Page	10006 / 1595
Map Reference	MB 8 PG 58
Instrument Date	Jul 30, 2021
Instrument	2021103363
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4245 BEAR GULLY RD, 4245, WINTER PARK, FL 32792-9373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 BEAR GULLY RD, WINTER PARK, FL 32792-9373

Mortgage

Document Number	100061597
Date	Aug 5, 2021
Instrument	10006/1597

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Bear Gully Rd was $25,541 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,541.00 Homeowner's exemption	$1,885,730	$2,313,035 Land $541,495 Building $1,771,540
2023	$23,451.00 (+2.29%) Homeowner's exemption	$1,779,209 (+3%)	$1,861,254 (+0.73%) Land $445,937 Building $1,415,317
2022	$22,927.00 Homeowner's exemption	$1,727,387	$1,847,732 Land $445,937 Building $1,401,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4245 Bear Gully Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Bear Gully Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Hotwire Communications, Metronet.

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