4265 Bear Gully Rd, Winter Park, FL 32792 Property Records

Seminole County property record for 4265 Bear Gully Rd, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 5,241 sqft · built 2021
Lot Size0.761 acres (33,184 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Oct 2019)
Tax Bill$30,158 (2025)
Deeds & MortgagesOct 2019 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN36-21-30-504-0000-0020

Property Details

APN / Parcel Number

Primary APN36-21-30-504-0000-0020

Interior

Bedrooms7 Beds
Full Baths5 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area5,241 sqft Living Area
1st Floor Area2,020 sqft
Upper Floors Area1,540 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area33,184 sqft (0.761 acres)
Lot Dimensions272 ft deep x 122 ft wide
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area508 sqft
Patio Area1 sqft
Utility Building21 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4265 BEAR GULLY RD
CityWINTER PARK
StateFL
Zip32792-9373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SANDY SHORES PB 8 PG 58
Legal Range30E
Legal Township21S
Legal Section36
Legal SubdivisionSANDY SHORES
Legal Tract504
Legal Lot Number2
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2011
Census Tract22207

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4265 BEAR GULLY RD, WINTER PARK, FL 32792-9373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Deed Document Number2019115208
Deed Book / Page09463 / 0312
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 23, 2019
Property Address4265 BEAR GULLY RD, WINTER PARK, FL 32792-9373
Document Number0094630312
Book / Page09463 / 0312
Map ReferenceMB 8 PG 58
Instrument DateSep 17, 2019
Instrument2019115208
Transaction TypeConstruction Loan
Record UpdatedAug 2, 2022
Title CompanyINNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2495 PADDOCK WAY, 2495, OVIEDO, FL 32765-8067

Transferred To (Grantee/Buyer)

NameVerified Name
Address4265 BEAR GULLY RD, WINTER PARK, FL 32792-9373

Mortgage

Document Number0009463316
DateOct 23, 2019
Instrument09463/316
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,158.00 (+22.7%) Homeowner's exemption$2,253,873 (+23.57%)$2,253,873 (+23.57%) Land $675,087 Building $1,578,786
2023$24,578.00 (+7.6%)$1,823,970 (+7.29%)$1,823,970 (+0.66%) Land $555,954 Building $1,268,016
2022$22,842.00$1,700,093$1,812,012 Land $555,954 Building $1,256,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation52.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, CenturyLink, Hotwire Communications, Metronet.

Nearby Properties on Bear Gully Rd

Nearby Streets

Search Property Records by Address or Parcel Number