Fannin County property record for 4308 FM 896, Leonard, TX 75452
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 2,565 sqft · built 2001 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,913 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1232-037-0010-02 |
| Primary APN | 1232-037-0010-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Building Area | 2,565 sqft Living Area |
| 1st Floor Area | 2,114 sqft |
| 2nd Floor Area | 451 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Lot Area | 159,865 sqft (3.67 acres) |
| Porch | Porch |
| Porch Area | 383 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1232-037-0010-02 |
|---|---|
| Old Parcel Number | 86412 |
| Street Address | 4308 FM 896 |
| City | LEONARD |
| State | TX |
| Zip | 75452-5830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A1232 J ZEPADA, ACRES 3.67 |
| Legal Subdivision | JAUN MARIA ZAPEDA SURV ABS #12 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 950701 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4308 FM 896, LEONARD, TX 75452-5830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 |
| Deed Sale | Jun 29, 2023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 4308 FM 896, LEONARD, TX 75452-5830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2053/0266 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 2053/0266 |
| Instrument | 2018-3662 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 4308 FM 896, LEONARD, TX 75452-5830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2005/0515 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 2005/0515 |
| Instrument | 2017-6976 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2042 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399,590 (+34.97%) Land $121,110 Building $278,480 | $399,590 (+6.45%) Land $121,110 Building $278,480 | |
| 2024 | $4,913.00 (+58.28%) | ||
| 2023 | $296,063 | $375,370 Land $90,390 Building $284,980 | |
| 2018 | $3,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
May also be available: Nextlink, Verizon.
5G and 4G LTE (outdoors only)
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