Morgan County property record for 4307 Ruby Pointe Dr SE, Decatur, AL 35603 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,586 sqft Living Area |
| Lot Size | 11,157 sqft (0.256 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,552.00 (2025) |
| Primary APN | 12-05-15-0-000-040.015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,586 sqft Living Area |
| 1st Floor | 2,586 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,157 sqft (0.256 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 156237 |
|---|---|
| Street Address | 4307 RUBY POINTE DR SE |
| City | DECATUR |
| State | AL |
| Zip | 35603-5216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 CROWN POINTE ADDITION NO. 4 MB 2009 PG 4 SEC 15, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 15 |
| Legal Subdivision | CROWN POINTE ADDITION NO. 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MORGAN AL |
| Minor Civil Division | HARTSELLE |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 5306 |
Source: Morgan County records · APN 12-05-15-0-000-040.015
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4307 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2018 | Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK OF ALABAMA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 4307 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/23802 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 2018/23802 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 4307 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/34435 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 2019/34435 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 4307 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/02344 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 2019/02344 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Feb 15, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,552.00 | $35,320 (-) Land $4,500 Building $30,820 | $353,200 (-) Land $45,000 Building $308,200 |
| 2024 | $35,320 (-) Land $4,500 Building $30,820 | $353,200 (-) Land $45,000 Building $308,200 | |
| 2023 | $1,552.00 Homeowner's exemption | $35,320 (-) Land $4,500 Building $30,820 | $353,200 (-) Land $45,000 Building $308,200 |
| 2022 | $1,552.00 Homeowner's exemption | $35,320 Land $4,500 Building $30,820 | $353,200 Land $45,000 Building $308,200 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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