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4306 Ruby Pointe Dr SE, Decatur, AL 35603 Property Records

Morgan County property record for 4306 Ruby Pointe Dr SE, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2021
Square Footage2,462 sqft Living Area
Lot Size10,220 sqft (0.234 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$354,400 (2022)
Tax Bill$1,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-05-15-0-000-040.011
Alternative APNs
  • 156233
  • 74175

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,462 sqft Living Area
1st Floor2,178 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,220 sqft (0.234 acres)
Pool Area450 sqft Pool

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number156233
Street Address4306 RUBY POINTE DR SE
CityDECATUR
StateAL
Zip35603-5203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 CROWN POINTE ADDITION NO. 4 MB 2009 PG 4 SEC 15, T6S, R4W
Legal Range4W
Legal Township6S
Legal Section15
Legal SubdivisionCROWN POINTE ADDITION NO. 4
Legal Lot Number11
JurisdictionMORGAN AL
Minor Civil DivisionHARTSELLE
Census Blockgroup1
Census Block1029
Census Tract5306

Owner

Source: Morgan County records · APN 12-05-15-0-000-040.011

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Commercial Mortgage
PROGRESS BANK & TRUST
Aug 29, 2022Intrafamily Transfer, Transfer
Jul 20, 2022Quit Claim Deed, Transfer
Quitclaim Document
Nov 02, 2020Warranty Deed, Transfer
Nov 04, 2020Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Sep 10, 2020Warranty Deed, Transfer
TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleNov 04, 2020 · Amount on Record
Deed Book / Page2022 / 8291
Last Transfer DateAug 27, 2022
Transfer Doc02022/9834
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Transaction TypeMortgage
Record UpdatedApr 05, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2020/32400
DateJul 27, 2020
Book Page2020/32400
Lender
NamePROGRESS BANK & TRUST
TypeBank
AddressDECATUR, AL 35601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueJun 18, 2021

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORGAN AL
Recording DateAug 29, 2022
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Document Number02022/9834
Book / Page2022 / 9834
Map ReferenceMB 2009 PG 4
Instrument DateAug 27, 2022
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORGAN AL
Recording DateJul 20, 2022
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Document Number02022/8291
Book / Page2022 / 8291
Map ReferenceMB 2009 PG 4
Instrument DateJul 19, 2022
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 501, DANVILLE, AL 35619

Transferred To (Grantee/Buyer)

NameVerified Name
Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateNov 02, 2020
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Document Number2020/10249
Book / Page2020 / 10249
Map ReferenceMB 2009 PG 4
Instrument DateNov 02, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5519 INDIAN HILLS RD SE, DECATUR, AL 35603-5253

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateNov 04, 2020
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Document Number2020/10298
Book / Page2020 / 10298
Map ReferenceMB 2009 PG 4
Instrument DateNov 01, 2020
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5519 INDIAN HILLS RD SE, 5519, DECATUR, AL 35603-5253

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203

Mortgage

Document Number2020/49816
DateNov 03, 2020
Book Page2020/49816
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 10, 2020
Property Address4306 RUBY POINTE DR SE, DECATUR, AL 35603-5203
Document Number02020/8151
Book / Page2020 / 8151
Map ReferenceMB 2009 PG 4
Instrument DateJun 18, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyTITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5577 INDIAN HILLS RD SE, DECATUR, AL 35603-5253

Transferred To (Grantee/Buyer)

NameVerified Name
Address5577 INDIAN HILLS RD SE, DECATUR, AL 35603-5253
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,532.00 (-0.84%) Homeowner's exemption$34,880 (-0.8%) Land $4,500 Building $30,380$348,800 (-0.8%) Land $45,000 Building $303,800
2024$35,160 (-) Land $4,500 Building $30,660$351,600 (-) Land $45,000 Building $306,600
2023$1,545.00 (-51.87%) Homeowner's exemption$35,160 (-0.79%) Land $4,500 Building $30,660$351,600 (-0.79%) Land $45,000 Building $306,600
2022$3,210.00$35,440 Land $4,500 Building $30,940$354,400 Land $45,000 Building $309,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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