Morgan County property record for 4301 Ruby Pointe Dr SE, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,318 sqft · built 2023 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2023) |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-15-0-000-040.018 |
| Primary APN | 12-05-15-0-000-040.018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 1,699 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 11,282 sqft (0.259 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 156241 |
|---|---|
| Street Address | 4301 RUBY POINTE DR SE |
| City | DECATUR |
| State | AL |
| Zip | 35603-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CROWN POINTE ADDITION NO. 4 MB 2009 PG 4 SEC 15, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 15 |
| Legal Subdivision | CROWN POINTE ADDITION NO. 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | HARTSELLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 5306 |
Source: Morgan County records · APN 12-05-15-0-000-040.018
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4301 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Feb 16, 2018 | Warranty Deed, Construction Loan · Construction Mortgage REDSTONE FCU |
| Feb 16, 2018 | Correction Deed |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Book / Page | 2023 / 5373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 21, 2023 |
| Property Address | 4301 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Document Number | 02023/5373 |
| Book / Page | 2023 / 5373 |
| Map Reference | MB 2009 PG 4 |
| Instrument Date | Jun 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2612, DECATUR, AL 35602-2612 |
| Name | Verified Name |
|---|---|
| Address | 1455 E UPPER RIVER RD, DECATUR, AL 35603-5917 |
| Document Number | 2023/19276 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 2023/19276 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 21, 2023 |
| Property Address | 4301 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Document Number | 02023/5373 |
| Book / Page | 2023 / 5373 |
| Map Reference | MB 2009 PG 4 |
| Instrument Date | Jun 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2612, DECATUR, AL 35602-2612 |
| Name | Verified Name |
|---|---|
| Address | 1455 E UPPER RIVER RD, DECATUR, AL 35603-5917 |
| Document Number | 0202319276 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023/19276 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 16, 2018 |
| Property Address | 4301 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Document Number | 2018/01234 |
| Book / Page | 2018 / 01234 |
| Map Reference | MB2009 PG4 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 HWY 20, MADISON, AL 35756 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 GRANT ST SE, DECATUR, AL 35601-3124 |
| Document Number | 0020184801 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018/4801 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 16, 2018 |
| Property Address | 4301 RUBY POINTE DR SE, DECATUR, AL 35603-5216 |
| Document Number | 2018/01233 |
| Book / Page | 2018 / 01233 |
| Map Reference | MB2009 PG4 |
| Instrument Date | Feb 15, 2018 |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14000 AL HIGHWAY 20, MADISON, AL 35756-4426 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,023.00 (+473.09%) | $45,720 (-) Land $4,680 Building $41,040 | $457,200 (-) Land $46,800 Building $410,400 |
| 2024 | $45,720 (+1,072.31%) Land $4,680 Building $41,040 | $457,200 (+1,072.31%) Land $46,800 Building $410,400 | |
| 2023 | $353.00 | $3,900 (-5%) Land $3,900 | $39,000 (-) Land $39,000 |
| 2022 | $353.00 | $7,800 Land $7,800 | $39,000 Land $39,000 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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