4306 E Divide Pass St, Meridian, ID 83642 Property Records

Ada County property record for 4306 E Divide Pass St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,350 sqft · built 2018
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Company Names on Record
Last Sale	$751,219 (Oct 2024)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R5862030190`

Property Details

APN / Parcel Number

Primary APN	`R5862030190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,350 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	1,274 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	99 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4306 E DIVIDE PASS ST
City	MERIDIAN
State	ID
Zip	83642-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 05 BLK 05 MOVADO SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO SUB NO 03
Legal Block	05
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2015
Census Tract	10343

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit D L EVANS BANK
May 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Jul 24, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	202458118
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	EMPIRE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124149
Date	Aug 20, 2021
Instrument	2021-124149

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167623
Date	Nov 23, 2021
Instrument	2021-167623

Lender

Name	D L EVANS BANK
Type	Bank
Address	BOISE, ID 83703

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	May 18, 2020
Property Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319
Document Number	0000058437
Instrument Date	May 18, 2020
Instrument	2020-058437
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	IDAHO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319

Mortgage

Document Number	0000058438
Date	May 18, 2020
Instrument	2020-058438

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 24, 2018
Property Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319
Document Number	0000068955
Map Reference	MB112 PG16 387-16389
Instrument Date	Jul 24, 2018
Instrument	2018-068955
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 E DIVIDE PASS ST, MERIDIAN, ID 83642-5319

Mortgage

Document Number	0000068956
Date	Jul 24, 2018
Instrument	2018-068956

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (-5.38%) Homeowner's exemption	$765,200 (+14.88%)	$765,200 (+14.88%)
2024	$3,049.00 (-19.57%)
2023		$666,100 Land $214,200 Building $451,900	$666,100 Land $214,200 Building $451,900
2022	$3,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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