4286 E Divide Pass St, Meridian, ID 83642 Property Records

Ada County property record for 4286 E Divide Pass St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,514 sqft · built 2018
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$476,900 (Oct 2018)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5862030200`

Property Details

APN / Parcel Number

Primary APN	`R5862030200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	2,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	1,124 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	103 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4286 E DIVIDE PASS ST
City	MERIDIAN
State	ID
Zip	83642-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 06 BLK 05 MOVADO SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO SUB NO 03
Legal Block	05
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2015
Census Tract	10343

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4286 E DIVIDE PASS ST, MERIDIAN, ID 83642-5315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Jul 27, 2018
Deed Document Number	201893960
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4286 E DIVIDE PASS ST, MERIDIAN, ID 83642-5315
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE EMERALD OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039343
Date	Apr 6, 2020
Instrument	2020-039343

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 3, 2018
Property Address	4286 E DIVIDE PASS ST, MERIDIAN, ID 83642-5315
Document Number	0000093960
Map Reference	MB112 PG16387-16389
Instrument Date	Oct 2, 2018
Instrument	2018-093960
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 E DIVIDE PASS ST, MERIDIAN, ID 83642-5315

Mortgage

Document Number	0000093961
Date	Oct 3, 2018
Instrument	2018-093961

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jul 27, 2018
Property Address	4286 E DIVIDE PASS ST, MERIDIAN, ID 83642-5315
Document Number	0000070218
Instrument Date	Jul 27, 2018
Instrument	70218
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7761 W RIVERSIDE DR #100 BOISE ID 837145044, 100, BOISE, ID 83714-5044

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (-5.45%) Homeowner's exemption	$786,900 (+14.46%)	$786,900 (+14.46%)
2024	$3,155.00 (-19.58%)
2023		$687,500 Land $226,600 Building $460,900	$687,500 Land $226,600 Building $460,900
2022	$3,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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