4305 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4305 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,474 sqft · built 2006
Lot Size0.231 acres (10,071 sqft)
OwnerIndividual Name on File
Last Sale$1,540,000 (Dec 2021)
Tax Bill$13,920 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21E08CC01400

Property Details

APN / Parcel Number

Primary APN21E08CC01400
Alternative APN
  • 00243356

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,474 sqft Living Area
1st Floor Area2,082 sqft
Attic Area320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,071 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number00243356
Street Address4305 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2008-029 PARCEL 1
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionPARTITION PLAT
Legal Lot Number109
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1011
Census Tract20202

Owner

4305 Upper Dr is owned and occupied by an individual who bought it in December 2021.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4305 UPPER DR, LAKE OSWEGO, OR 97035-4333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
May 31, 2018Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on File
Deed SaleDec 3, 2021 · Amount on File
Prior SaleMay 31, 2018 · Amount on File
Deed Document Number2021-105613
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateDec 3, 2021
Property Address4305 UPPER DR, LAKE OSWEGO, OR 97035-4333
Document Number0000105613
Instrument DateNov 29, 2021
Instrument2021-105613
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4305 UPPER DR, LAKE OSWEGO, OR 97035-4333

Mortgage

Document Number0000105614
DateDec 3, 2021
Instrument2021-105614
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateMay 31, 2018
Property Address4305 UPPER DR, LAKE OSWEGO, OR 97035-4333
Document Number0000033590
Instrument DateMay 22, 2018
Instrument33590
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4305 UPPER DR LK LAKE OSWEGO OR 97035, LAKE OSWEGO, OR 97035

Mortgage

Document Number33591
DateMay 31, 2018
Instrument33591
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4305 Upper Dr was $13,920.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,920.00$724,846$1,373,611 Land $389,371 Building $984,240
2023$13,150.00$683,237$1,343,187 Land $373,837 Building $969,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4305 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4305 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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