4277 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4277 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,991 sqft · built 2020
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$2,175,000 (Aug 2025)
Tax Bill$22,933 (2025)
Deeds & MortgagesNov 2022 Transfer
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E08CC01801

Property Details

APN / Parcel Number

Primary APN21E08CC01801
Alternative APN
  • 05034556

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,991 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Account Number05034556
Street Address4277 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2019-038 PARCEL 1
Legal SubdivisionPARTITION PLAT
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1011
Census Tract20202

Owner

4277 Upper Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Clackamas County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Intrafamily Transfer, Transfer
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 27, 2019Deed of Trust, Construction Loan · Line of Credit
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on File
Deed SaleAug 29, 2025 · Amount on File
Prior SaleJul 31, 2020 · Amount on File
Deed Document Number202533664
Prior Transfer DateNov 18, 2022
Prior Transfer Doc0000059702
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLACKAMAS OR
Recording DateNov 18, 2022
Property Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331
Document Number0000059702
Map ReferenceDOC 2019-024642
Instrument DateNov 18, 2022
Instrument2022-059702
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJul 31, 2020
Property Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331
Document Number0000061088
Map ReferenceDOC 2019-024642
Instrument DateJul 28, 2020
Instrument2020-061088
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1944, LAKE OSWEGO, OR 97035-0617

Transferred To (Grantee/Buyer)

NameVerified Name
Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331

Mortgage

Document Number0000061089
DateJul 31, 2020
Instrument2020-061089
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

November 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Recording DateNov 27, 2019
Property Address4277 UPPER DR, LAKE OSWEGO, OR 97035-4331
Document Number0000075612
Instrument DateNov 25, 2019
Instrument75612
Transaction TypeConstruction Loan
Record UpdatedMar 27, 2020
Title CompanyWFG TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3350 UPPER DR LAKE OSWEGO OR 970354453, LAKE OSWEGO, OR 97035-4453

Mortgage

Document Number0000075612
DateNov 27, 2019
Instrument75612
Lender
NameM&T BK
TypeBank
Address4949 MEADOWS RD # 500, LAKE OSWEGO, OR 97035-3161
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 26, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4277 Upper Dr was $22,933.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,933.00$1,194,172$2,308,651 Land $389,371 Building $1,919,280
2023$21,665.00$1,125,623$2,260,077 Land $373,837 Building $1,886,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4277 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4277 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Upper Dr

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