4250 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4250 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 4,465 sqft · built 2016
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,570,000 (Apr 2017)
Tax Bill	$23,233 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E08CC02801`

Property Details

APN / Parcel Number

Primary APN	`21E08CC02801`
Alternative APN	`05030547`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	4,465 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	24,045 sqft (0.552 acres)

Location & Zoning

Account Number	05030547
Street Address	4250 UPPER DR
City	LAKE OSWEGO
State	OR
Zip	97035-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	PARTITION PLAT 2016-034 PARCEL 2
Legal Range	1E
Legal Township	2S
Legal Section	08
Legal Subdivision	PARTITION PLAT 2016-034
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1010
Census Tract	20202

Owner

Source: Clackamas County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Apr 14, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	201725258
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	May 4, 2026
Property Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332
Document Number	0000018451
Instrument Date	May 2, 2026
Instrument	202618451
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332

Mortgage

Document Number	0000018451,
Date	May 4, 2026
Instrument	202618451

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090702
Date	Oct 7, 2021
Instrument	2021-090702

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 14, 2017
Property Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332
Document Number	0000025258
Instrument Date	Apr 5, 2017
Instrument	2017-025258
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5285 MEADOWS RD STE 379, 5285, LAKE OSWEGO, OR 97035-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 UPPER DR, LAKE OSWEGO, OR 97035-4332

Mortgage

Document Number	0000025259
Date	Apr 14, 2017
Instrument	2017-025259

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,233.00 (+5.85%)	$1,209,806 (+6.09%)	$2,413,870 (+3.07%) Land $574,250 Building $1,839,620
2023	$21,949.00	$1,140,359	$2,341,921 Land $551,341 Building $1,790,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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