4305 Shoshone Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4305 Shoshone Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,090 sqft · built 2006
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Sep 2019)
Tax Bill$4,579 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN122001

Property Details

APN / Parcel Number

Primary APN122001
Alternative APN
  • 142630004600011420

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,090 sqft Heated Area
Gross Area3,666 sqft
1st Floor Area2,124 sqft
Upper Floors Area570 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,756 sqft (0.201 acres)
Garage TypeFinished
Garage Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area36 sqft
PorchEnclosed Porch
Porch Area762 sqft
Deck Area492 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number122001
Street Address4305 SHOSHONE CT
CitySAINT CLOUD
StateFL
Zip34772-7478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionINDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 142
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase3
Legal Tract46
Legal Block1
Legal Lot Number142
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4305 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleJan 3, 2007 · Amount on Record
Deed Document Number2019120007
Deed Book / Page5590 / 2830
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2019
Property Address4305 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
Document Number0055902830
Book / Page5590 / 2830
Map ReferenceMB 16 PG 95&96
Instrument DateSep 5, 2019
Instrument2019120007
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyMETES AND BOUNDS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2625 LACKAWANNA ST, 2625, ADELPHI, MD 20783-1416

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
InvestorPossibly a Property Investor

Mortgage

Document Number0055902831
DateSep 17, 2019
Instrument5590/2831
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,579.00 (+6.07%) Homeowner's exemption$298,720 (+5.99%)$420,300 (-3.49%) Land $78,000 Building $342,300
2023$4,317.00 (+3.48%) Homeowner's exemption$281,847 (+3%)$435,500 (+23.2%) Land $60,000 Building $375,500
2022$4,172.00 Homeowner's exemption$273,638$353,500 Land $55,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: Xfinity.

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