4302 Shoshone Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4302 Shoshone Ct, Saint Cloud, FL 34772 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,178 sqft · built 2009
Lot Size	0.221 acres (9,626 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (Feb 2011)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`14-26-30-0046-0001-1460`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0046-0001-1460`
Alternative APNs	`263014004600011460` `122005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,626 sqft (0.221 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	220 sqft
Porch	Finished/Open Porch
Porch Area	374 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4302 SHOSHONE CT
City	SAINT CLOUD
State	FL
Zip	34772-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 146
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES PH 3
Legal Phase	3
Legal Tract	46
Legal Block	1460
Legal Lot Number	146
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0046-0001-1460

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4302 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Deed Document Number	201120560
Deed Book / Page	4094 / 2211
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2026
Property Address	4302 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
Document Number	0000056910
Book / Page	6963 / 2000
Instrument Date	Apr 16, 2026
Instrument	202656910
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056910,
Date	Apr 30, 2026
Book Page	6963/2000
Instrument	202656910

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (+3.53%) Homeowner's exemption	$234,445 (+5.99%)	$352,400 (-9.46%) Land $78,000 Building $274,400
2024	$3,311.00 (+2.7%)
2023	$3,224.00 (+3.63%) Homeowner's exemption	$221,202 (+3%)	$389,200 (+23.36%) Land $60,000 Building $329,200
2022	$3,111.00 Homeowner's exemption	$214,760	$315,500 Land $55,000 Building $260,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force 115 of 133 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.