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4304 Shoshone Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4304 Shoshone Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,970 sqft · built 2009
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Aug 2009)
Tax Bill$2,113 (2025)
Deeds & MortgagesDec 2022 Reverse Mortgage
Flood ZoneZone AE (high risk)
APN14-26-30-0046-0001-1450

Property Details

APN / Parcel Number

Primary APN14-26-30-0046-0001-1450
Alternative APNs
  • 263014004600011450
  • 122004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,970 sqft Living Area
Gross Area2,950 sqft
1st Floor Area1,970 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4304 SHOSHONE CT
CitySAINT CLOUD
StateFL
Zip34772-7478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 145
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 3
Legal Phase3
Legal Tract46
Legal Block1450
Legal Lot Number145
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0046-0001-1450

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4304 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2009 · Amount on Record
Deed SaleAug 04, 2009 · Amount on Record
Deed Document Number2009123250
Deed Book / Page3871 / 770
Last Transfer DateNov 09, 2015
Transfer Doc0048712053
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4304 SHOSHONE CT, SAINT CLOUD, FL 34772-7478
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 SHOSHONE CT, SAINT CLOUD, FL 34772-7478

Mortgage

Document Number0063361401
DateDec 28, 2022
Book Page6336/1401
Instrument2022184799
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term783 Months
DueMar 10, 2088
Interest
Rate TypeAdjustable Rate
Rate7.83%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.8%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,113.00 (+3.73%) Homeowner's exemption$160,970 (+5.99%)$353,200 (-4.49%) Land $78,000 Building $275,200
2024$2,037.00 (+3.09%)
2023$1,976.00 (+4.11%) Homeowner's exemption$151,878 (+3%)$369,800 (+24.3%) Land $60,000 Building $309,800
2022$1,898.00 Homeowner's exemption$147,455$297,500 Land $55,000 Building $242,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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