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4305 2nd St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4305 2nd St NW, Rochester, MN 55901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,112 sqft · built 1983
Lot Size0.251 acres (10,934 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Dec 2020)
Tax Bill$4,292 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74.32.43.012617

Property Details

APN / Parcel Number

Primary APN74.32.43.012617

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
Basement Area1,040 sqft
Finished Basement936 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2010
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions146 ft deep x 75 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Deck Area196 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4305 2ND ST NW
CityROCHESTER
StateMN
Zip55901-8424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-32 TWP-107 RANGE-014 MANOR WOODS 4TH-TORRENS LOT-020 BLOCK-003 LOT 20 BLK 3
Legal Range14
Legal Township107
Legal Section32
Legal SubdivisionMANOR WOODS 4TH-TORRENS
Legal Block3
Legal Lot Number20
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1004
Census Tract1302

Owner

4305 2nd St NW is owned and occupied by two individuals who bought it in December 2020.

Source: Olmsted County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address4305 2ND ST NW, ROCHESTER, MN 55901-8424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on File
Deed SaleDec 14, 2020 · Amount on File
Deed Document Number2020153184
Prior Transfer DateOct 14, 2013
Prior Transfer DocT135719
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateDec 14, 2020
Property Address4305 2ND ST NW, ROCHESTER, MN 55901-8424
Document NumberT153184
Instrument DateDec 1, 2020
InstrumentT-153184
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4305 2ND ST NW, ROCHESTER, MN 55901-8424

Mortgage

Document NumberT153185
DateDec 14, 2020
InstrumentT-153185
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4305 2nd St NW was $4,292 with a homeowner's exemption, up 1.6% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,292.00 (+1.56%) Homeowner's exemption
2025$4,226.00 Homeowner's exemption$303,300 (-4.29%) Land $47,200 Building $256,100$321,000 (+1.29%) Land $50,000 Building $271,000
2024$316,900 Land $50,000 Building $266,900$316,900 Land $50,000 Building $266,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4305 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4305 2nd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
Hiawatha Broadband Communications
Fixed Wireless		100 / 20

May also be available: CenturyLink, Minnesota WiFi.

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