4223 2nd St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4223 2nd St NW, Rochester, MN 55901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,174 sqft · built 1984
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2022)
Tax Bill	$4,442 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.32.43.012616`

Property Details

APN / Parcel Number

Primary APN	`74.32.43.012616`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Basement Area	1,136 sqft
Finished Basement	852 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	306 sqft
Patio Area	990 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4223 2ND ST NW
City	ROCHESTER
State	MN
Zip	55901-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-107 RANGE-014 MANOR WOODS 4TH-TORRENS LOT-019 BLOCK-003 LOT 19 BLK 3
Legal Range	14
Legal Township	107
Legal Section	32
Legal Subdivision	MANOR WOODS 4TH-TORRENS
Legal Block	3
Legal Lot Number	19
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

4223 2nd St NW is owned and occupied by two individuals who bought it in May 2022.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 2, 2022
Property Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423
Document Number	000T157497
Instrument Date	May 29, 2022
Instrument	T-157497
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423

Mortgage

Document Number	000T157498
Date	Jun 2, 2022
Instrument	T-157498

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T154243
Date	Apr 19, 2021
Instrument	T-154243

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 1, 2020
Property Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423
Document Number	T151491
Instrument Date	May 19, 2020
Instrument	T-151491
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423

Mortgage

Document Number	T151492
Date	Jun 1, 2020
Instrument	T-151492

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4223 2ND ST NW, ROCHESTER, MN 55901-8423
Transaction Type	Mortgage
Record Updated	May 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T151071
Date	Mar 31, 2020
Instrument	T-151071

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 10, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 4223 2nd St NW was $4,442 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,442.00 Homeowner's exemption
2025		$314,300 Land $47,500 Building $266,800	$331,000 Land $50,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4223 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4223 2nd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: CenturyLink, Minnesota WiFi.

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