Olmsted County property record for 4304 2nd St NW, Rochester, MN 55901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 940 sqft · built 1983 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,810 (2026) |
| Deeds & Mortgages | Jun 2026 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.32.43.012633 |
| Primary APN | 74.32.43.012633 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 911 sqft |
| Finished Basement | 821 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 117 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 180 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4304 2ND ST NW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55901-8421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-107 RANGE-014 MANOR WOODS 4TH-TORRENS LOT-014 BLOCK-004 LOT 14 BLK 4 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 32 |
| Legal Subdivision | MANOR WOODS 4TH-TORRENS |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1302 |
4304 2nd St NW is owned and occupied by two individuals who acquired it in June 2026.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4304 2ND ST NW, ROCHESTER, MN 55901-8421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0000164940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jun 4, 2026 |
| Property Address | 4304 2ND ST NW, ROCHESTER, MN 55901-8421 |
| Document Number | 0000164940 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026164940 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 4304 2ND ST NW, ROCHESTER, MN 55901-8421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | T154314 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | T-154314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 4304 2nd St NW was $3,810 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,810.00 Homeowner's exemption | ||
| 2025 | $267,900 Land $46,400 Building $221,500 | $288,500 Land $50,000 Building $238,500 | |
| 2023 | $3,056.00 | ||
| 2022 | $251,000 Land $50,000 Building $201,000 | $251,000 Land $50,000 Building $201,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4304 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4304 2nd St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Minnesota WiFi.
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