43048 Lago Stella Pl, Ashburn, VA 20148 Property Records

Loudoun County property record for 43048 Lago Stella Pl, Ashburn, VA 20148

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,507 sqft · built 2004
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$1,565,000 (Sep 2022)
Tax Bill	$13,382 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-15-5487-000`

Property Details

APN / Parcel Number

Primary APN	`120-15-5487-000`
Alternative APN	`92 E 2 37`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	6,507 sqft Living Area
1st Floor Area	1,738 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	680 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	690 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43048 LAGO STELLA PL
City	ASHBURN
State	VA
Zip	20148-7189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKES AT BELLE TERRA S.2 LOT 37 200907210049203 200312230165945P
Legal Subdivision	LAKES AT BELLE TERRA
Legal Block	1
Legal Lot Number	37
Jurisdiction	LOUDOUN VA
Township / Civil Division	DULLES
Census Block Group	1
Census Block	1000
Census Tract	611030

Owner

43048 Lago Stella Pl is owned and occupied by two individuals who bought it in September 2022.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43048 LAGO STELLA PL, ASHBURN, VA 20148-7189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Jul 21, 2009 · Amount on File
Deed Document Number	202254335
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 26, 2022
Property Address	43048 LAGO STELLA PL, ASHBURN, VA 20148-7189
Document Number	0000054335
Instrument Date	Sep 23, 2022
Instrument	202209260054335
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43048 LAGO STELLA PL, ASHBURN, VA 20148-7189

Mortgage

Document Number	0000054336
Date	Sep 26, 2022
Instrument	202209260054336

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 43048 Lago Stella Pl was $13,382.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,382.00	$1,662,470 Land $443,000 Building $1,219,470	$1,662,470 Land $443,000 Building $1,219,470
2023	$12,571.00	$1,436,730 Land $403,000 Building $1,033,730	$1,436,730 Land $403,000 Building $1,033,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43048 Lago Stella Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43048 Lago Stella Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000