43033 Lago Stella Pl, Ashburn, VA 20148 Property Records

Loudoun County property record for 43033 Lago Stella Pl, Ashburn, VA 20148

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 6,030 sqft · built 2005
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$907,660 (Jul 2005)
Tax Bill$12,281 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN120-15-0271-000

Property Details

APN / Parcel Number

Primary APN120-15-0271-000
Alternative APN
  • 92 E 2 64

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area6,030 sqft Living Area
1st Floor Area2,004 sqft
Basement Area1,758 sqft
Finished Basement1,758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Garage Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address43033 LAGO STELLA PL
CityASHBURN
StateVA
Zip20148-7187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKES AT BELLE TERRA S.2 LOT 64 200507060072668 200312230165945P
Legal SubdivisionLAKES AT BELLE TERRA
Legal Block1
Legal Lot Number64
JurisdictionLOUDOUN VA
Township / Civil DivisionDULLES
Census Block Group1
Census Block1002
Census Tract611030

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address43033 LAGO STELLA PL, ASHBURN, VA 20148-7187
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2005 · Amount on File
Deed SaleJul 6, 2005 · Amount on File
Deed Document Number200572668
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address43033 LAGO STELLA PL, ASHBURN, VA 20148-7187
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083269
DateAug 4, 2021
Instrument202108040083269
Lender
NameTHIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 22, 2051
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address43033 LAGO STELLA PL, ASHBURN, VA 20148-7187
Document Number20200727060760
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address43033 LAGO STELLA PL ASHBURN VA 201487187, ASHBURN, VA 20148-7187

Mortgage

Document Number20200727060760
DateJul 27, 2020
Instrument60760
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 26, 2050
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,281.00 (-1.46%)$1,525,680 (-1.46%) Land $441,000 Building $1,084,680$1,525,680 (-1.46%) Land $441,000 Building $1,084,680
2025$12,463.00 (+9.52%)$1,548,300 (+19.04%) Land $426,000 Building $1,122,300$1,548,300 (+19.04%) Land $426,000 Building $1,122,300
2023$11,380.00$1,300,680 Land $401,000 Building $899,680$1,300,680 Land $401,000 Building $899,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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