Loudoun County property record for 43040 Lago Stella Pl, Ashburn, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 7,145 sqft · built 2004 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Jul 2007) |
| Tax Bill | $13,842 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-15-3291-000 |
| Primary APN | 120-15-3291-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 7,145 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| Basement Area | 2,090 sqft |
| Finished Basement | 2,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Pool Area | 1,002 sqft |
|---|---|
| Patio Area | 850 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 43040 LAGO STELLA PL |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-7189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKES AT BELLE TERRA S.2 LOT 39 200707270055971 200312230165945P |
| Legal Subdivision | LAKES AT BELLE TERRA |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | DULLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611030 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43040 LAGO STELLA PL, ASHBURN, VA 20148-7189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2007 · Amount on File |
| Deed Sale | Jul 27, 2007 · Amount on File |
| Prior Sale | Jan 18, 2005 · Amount on File |
| Deed Document Number | 200755971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43040 LAGO STELLA PL, ASHBURN, VA 20148-7189 |
| Document Number | 20191213077685 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43040 LAGO STELLA PL ASHBURN VA 201487189, ASHBURN, VA 20148-7189 |
| Document Number | 20191213077685 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 77685 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 12, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43040 LAGO STELLA PL, ASHBURN, VA 20148-7189 |
| Document Number | 20170417022497 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43040 LAGO STELLA PL ASHBURN VA 201487189, ASHBURN, VA 20148-7189 |
| Document Number | 20170417022497 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 22497 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,842.00 (+6.86%) | $1,719,580 (+16.15%) Land $441,200 Building $1,278,380 | $1,719,580 (+16.15%) Land $441,200 Building $1,278,380 |
| 2023 | $12,954.00 | $1,480,460 Land $401,200 Building $1,079,260 | $1,480,460 Land $401,200 Building $1,079,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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