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43046 Wiregrass Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43046 Wiregrass Ln, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,825 sqft · built 2020
Lot Size0.162 acres (7,064 sqft)
OwnerIndividual Name on File
Last Sale$351,400 (Feb 2020)
Tax Bill$4,038 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-26-32-211-001

Property Details

APN / Parcel Number

Primary APN42-26-32-211-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,825 sqft Living Area
Gross Area3,618 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,064 sqft (0.162 acres)
DrivewayDriveway
Driveway Area384 sqft
Parking Spaces2 Parking Spaces
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address43046 WIREGRASS LN
CityPUNTA GORDA
StateFL
Zip33982-5074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBCR 1B2 0000 0700 BABCOCK RANCH PHASE 1B2 LT 700 4483/2022 4539/1145
Legal Range26E
Legal Township42S
Legal Section32
Legal SubdivisionBABCOCK RANCH
Legal Phase1B
Legal Lot Number700
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

43046 Wiregrass Ln is owned and occupied by an individual who bought it in February 2020.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address43046 WIREGRASS LN, BABCOCK RANCH, FL 33982-5074
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Feb 14, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Sep 17, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2020 · Amount on File
Deed SaleFeb 14, 2020 · Amount on File
Prior SaleSep 17, 2019 · Amount on File
Deed Document Number2786387
Deed Book / Page4539 / 1145
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address43046 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address43046 WIREGRASS LN, BABCOCK RANCH, FL 33982-5074

Mortgage

Document Number0048161225
DateAug 2, 2021
Book Page4816/1225
Instrument2979936
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 14, 2020
Property Address43046 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Document Number0045391145
Book / Page4539 / 1145
Map ReferenceMB 22 PG 13A-13I
Instrument DateFeb 12, 2020
Instrument2786387
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,459.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address43046 WIREGRASS LN, BABCOCK RANCH, FL 33982-5074

Mortgage

Document Number0045391147
DateFeb 14, 2020
Instrument4539/1147
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateSep 17, 2019
Property Address43046 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Document Number0044832022
Book / Page004483 / 002022
Instrument DateSep 16, 2019
Instrument2744593
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,225.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 43046 Wiregrass Ln was $4,038 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,038.00 Homeowner's exemption$310,197$490,958 Land $80,000 Building $410,958
2023$6,434.00 (+4.72%) Homeowner's exemption$292,675 (+3%)$491,927 (+18.88%) Land $75,000 Building $416,927
2022$6,144.00 Homeowner's exemption$284,150$413,801 Land $55,250 Building $358,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43046 Wiregrass Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43046 Wiregrass Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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