Charlotte County property record for 42998 Wiregrass Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,902 sqft · built 2020 |
| Lot Size | 0.166 acres (7,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Apr 2025) |
| Tax Bill | $7,739 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Jun 2020 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 422632211007 |
| Primary APN | 422632211007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 1,902 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,249 sqft (0.166 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Driveway | Driveway |
| Driveway Area | 384 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42998 WIREGRASS LN |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH PHASE 1B2 LT 706 4506/1869 4568/78 L/E4587/1951 3212337 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 32 |
| Legal Subdivision | BABCOCK RANCH PHASE 1B2 |
| Legal Lot Number | 706 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County assessment roll, APN 422632211007, as of November 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 01, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jun 16, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 27, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Nov 19, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2023 · Amount on Record |
| Deed Document Number | 20253520340 |
| Prior Transfer Date | Jun 11, 2020 |
| Prior Transfer Doc | 0045871951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 01, 2023 |
| Property Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Document Number | 0003212337 |
| Map Reference | MB 22 PG 13 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 3212337 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16021 SHORELINE DR, BABCOCK RANCH, FL 33982-2543 |
| Name | Verified Name |
|---|---|
| Address | 1966 TIMBERLINE DR, OSHKOSH, WI 54904-7149 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 16, 2020 |
| Property Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Document Number | 0045871951 |
| Book / Page | 004587 / 001951 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 2820803 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4593 COUNTY HWY H RIDGEWAY WI 53582, RIDGEWAY, WI 53582 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 27, 2020 |
| Property Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Document Number | 0045680078 |
| Book / Page | 4568 / 78 |
| Map Reference | MB 22 PG 13A-13I |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2806789 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Document Number | 0045680080 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 4568/0080 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 19, 2019 |
| Property Address | 42998 WIREGRASS LN, PUNTA GORDA, FL 33982-5074 |
| Document Number | 0045061869 |
| Book / Page | 004506 / 001869 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2761760 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,519.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll as of November 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,739.00 (-13.46%) | $340,884 (+54.42%) Land $68,000 Building $272,884 | $340,884 (-16.85%) Land $68,000 Building $272,884 |
| 2024 | $8,943.00 (+70.7%) | ||
| 2023 | $5,239.00 (+3.82%) Homeowner's exemption Widower's exemption | $220,755 (+3%) | $409,963 (+11.94%) Land $75,000 Building $334,963 |
| 2022 | $5,046.00 Homeowner's exemption Widower's exemption | $214,325 | $366,231 Land $55,250 Building $310,981 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 188 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
Source: EPA Safe Drinking Water Information System, water system FL5084116, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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