42999 Wiregrass Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42999 Wiregrass Ln, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,994 sqft · built 2020
Lot Size	0.212 acres (9,236 sqft)
Owner	2 Individual Names on File
Last Sale	$393,500 (Apr 2020)
Tax Bill	$9,000 (2025)
Deeds & Mortgages	Oct 2021 Transfer Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`422632212006`

Property Details

APN / Parcel Number

Primary APN	`422632212006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	1,994 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,236 sqft (0.212 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	368 sqft
Parking Spaces	2 Parking Spaces
Pool Area	286 sqft
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	42999 WIREGRASS LN
City	PUNTA GORDA
State	FL
Zip	33982-5074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 1B2 LT 717 4506/1869 4563/2176 L/E4859/2127
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 1B2
Legal Lot Number	717
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

42999 Wiregrass Ln is owned and occupied by two individuals who acquired it in September 2021.

Source: Charlotte County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 15, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Nov 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Nov 19, 2019 · Amount on File
Deed Document Number	20202803962
Deed Book / Page	4563 / 2176
Last Transfer Date	Sep 30, 2021
Transfer Doc	0048592127
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 18, 2021
Property Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Document Number	0048592127
Book / Page	4859 / 2127
Map Reference	MB 22 PG 13A-13I
Instrument Date	Sep 30, 2021
Instrument	3010920
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 15, 2020
Property Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Document Number	0045632176
Book / Page	4563 / 2176
Map Reference	MB 22 PG 13A-13I
Instrument Date	Apr 9, 2020
Instrument	2803962
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,754.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074

Mortgage

Document Number	0045640001
Date	Apr 15, 2020
Instrument	4564/0001

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 19, 2019
Property Address	42999 WIREGRASS LN, PUNTA GORDA, FL 33982-5074
Document Number	0045061869
Book / Page	004506 / 001869
Instrument Date	Nov 12, 2019
Instrument	2761760
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,519.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,000.00 (-2.29%) Homeowner's exemption	$465,234 (-1.32%) Land $68,000 Building $397,234	$465,234 (+4.25%) Land $68,000 Building $397,234
2023	$9,211.00 (+6.33%) Homeowner's exemption	$471,443 (+16.14%)	$446,273 (+9.94%) Land $75,000 Building $371,273
2022	$8,663.00	$405,932 Land $55,250 Building $350,682	$405,932 Land $55,250 Building $350,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42999 Wiregrass Ln in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42999 Wiregrass Ln is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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