4303 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4303 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,923 sqft · built 2019
Lot Size	0.093 acres (4,049 sqft)
Owner	Individual Name on File
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-05006-020`

Property Details

APN / Parcel Number

Primary APN	`953-05006-020`
Alternative APN	`599522`

Interior

Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	751 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,049 sqft (0.093 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	377 sqft

Location & Zoning

Street Address	4303 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 6, LOT 2, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	6
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1032
Census Tract	1806

Owner

4303 Ramona Dr is owned and occupied by an individual who acquired it in March 2020.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4303 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Mar 19, 2020	Warranty Deed, Transfer
Nov 1, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020
Deed Sale	Mar 19, 2020
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	20201387797
Deed Book / Page	4758 / 560
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	004688/773
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4303 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005990/381
Date	Feb 24, 2026
Book Page	5990/381
Instrument	1580553

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	14647 S 50TH ST # A150, PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2041

Interest

Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 19, 2020
Property Address	4303 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004758/560
Book / Page	4758 / 560
Map Reference	VOL 36 PG 81&82
Instrument Date	Mar 18, 2020
Instrument	1387797
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 SALTILLO ST, 3109, LAREDO, TX 78046-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CHACOTA ST # 1, 1, LAREDO, TX 78046-7025

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 1, 2019
Property Address	4303 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004688/773
Book / Page	4688 / 773
Map Reference	VL 36 PG 81&82
Instrument Date	Oct 29, 2019
Instrument	1376108
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4303 RAMONA DRIVE, LAREDO, TX 78046-5044

Mortgage

Document Number	0001376109
Date	Nov 1, 2019
Instrument	1376109

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 22, 2019
Property Address	4303 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004569/313
Book / Page	4569 / 313
Map Reference	VOL 36 PG 78&79
Instrument Date	Mar 21, 2019
Instrument	1355566
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, 3301, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4303 Ramona Dr was $1,328 with a homeowner's exemption, down 16.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,401 (+0.75%) Land $45,025 Building $219,376	$264,401 (-0.52%) Land $45,025 Building $219,376
2025	$1,328.00 (-16.32%) Homeowner's exemption	$262,433	$265,796
2024	$1,587.00
2023		$244,410 Land $26,278 Building $218,132	$244,410 Land $26,278 Building $218,132
2022	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4303 Ramona Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4303 Ramona Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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